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Nutmeg fully managed portfolio for pension
Comments
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Thanks Valiantson.
Last week Americans market decreased a lot. Not sure go for balanced or dynamic?
I am going to invest for about 12 years with 10k in this year and 1k per month after. I don’t have a personal person.
What would be your opinion? folks :j0 -
Thanks Valiantson.
Last week Americans market decreased a lot. Not sure go for balanced or dynamic?
I am going to invest for about 12 years with 10k in this year and 1k per month after. I don’t have a personal person.
What would be your opinion? folks :j
How risk averse are you?
Honestly, in your position, I would go for the balanced fund. I'm not convinced that with only 12 years investment period you would benefit from a high equity weighting; a crash during that time might just leave you out of pocket. The balanced fund has a greater chance of returning decent positive growth over that time frame.0 -
I've been looking at the HSBC Global Strategy Balanced Portfolio C Acc. It seems 30.5% of the fund is invested in U.s Equity.
My current provider Aviva (Fund: Av Managed FP Pn) has 30.88% invested in global fixed interest. Friends provident had switched my pension to aviva in March 2018. Seems it'll take about 12 months to see some real growth. If I transfer to HSBC the 12 months clock will have to be restarted.
Anyway, U.S stock market hasn't been performing particularly well lately.0 -
Which unfortunately is "no guide to the future".Anyway, U.S stock market hasn't been performing particularly well lately.
The US stockmarket represents a large part of the global scene, so although you might decide that proportion is high if you are making up your own portfolio, in a balanced global fund it is probably an expected level.0
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