We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Auto enrolement - eligibilty - duties?
henrik1971
Posts: 202 Forumite
I am a trustee of a small charity and we employed someone part time for the first time late last year. The employee, aged mid-50s works 18 hours per week and earns just under £9k per annum.
I'd understood that there was no obligation to auto-enrol them in a workplace pension, but a few weeks ago we had a letter from the Pensions Regulator about our Staging Date of 1st March and all the things we MUST do by certain dates, including having selected a pension scheme, and paying into it. It goes on to say how this applies to ALL EMPLOYERS.
I'm slightly lost. If we only have one employee who (according to info from HMRC is not eligible for auto enrolement), then why is the Pension Regulator saying we need to do this whole shopping list of things, and then made a declaration on the Government Gateway certifying that we've done them all?
Is there a flow chart anywhere or some means of definitely ascertaining what we actually need to do? Any help grateful appreciated!
Just to add, we have no plans to increase the wage we are currently paying, nor to employ anyone else.
I'd understood that there was no obligation to auto-enrol them in a workplace pension, but a few weeks ago we had a letter from the Pensions Regulator about our Staging Date of 1st March and all the things we MUST do by certain dates, including having selected a pension scheme, and paying into it. It goes on to say how this applies to ALL EMPLOYERS.
I'm slightly lost. If we only have one employee who (according to info from HMRC is not eligible for auto enrolement), then why is the Pension Regulator saying we need to do this whole shopping list of things, and then made a declaration on the Government Gateway certifying that we've done them all?
Is there a flow chart anywhere or some means of definitely ascertaining what we actually need to do? Any help grateful appreciated!
Just to add, we have no plans to increase the wage we are currently paying, nor to employ anyone else.
0
Comments
-
It is worth posting this in main pension forum http://forums.moneysavingexpert.com/forumdisplay.php?f=19 as no one really look into this sub forum anymore.0
-
The employee will be classed as an entitled worker. (16-75 earnings between £5876 and £10,000)
Whilst you dont have to auto enrol them you do have to offer them a pension which they can choose to take or not.0 -
Also be careful as the earnings assessment is done each month, so if they earn a bit extra one month (overtime, bonus etc) they may be required to be autoenrolled.0
-
Is there a time allowed before employer starts making payment into pension? My son started with a company 2 months ago(25 yr old £27K pa) but he nor his employer appear have yet to make contributions to his Nest account(nothing on payslip or Nest account)0
-
Is there a time allowed before employer starts making payment into pension? My son started with a company 2 months ago(25 yr old £27K pa) but he nor his employer appear have yet to make contributions to his Nest account(nothing on payslip or Nest account)
Has you son been notified by the employer that they are applying a waiting period?
https://www.nestpensions.org.uk/schemeweb/NestWeb/public/helpcentre/contents/why-would-i-use-a-waiting-period.html
The simplest way to find out why the delay has occurred is to ask the employer.
Alex0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.7K Work, Benefits & Business
- 603.1K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards