We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Any other free DMP companies?
TightRob
Posts: 36 Forumite
Other than stepchange and Payplan?
0
Comments
-
Yes yourself.
There is nothing to stop you self managing a DMP.
You don't need any 3rd party help to do it.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Christians Against Poverty, and you don't have to be a Christian. Or self manage as suggested by sourcrates.
IlonaI love skip diving.
0 -
I went with Stepchange initially in 2010 but got made redundant about 2 months afterwards and have managed it myself ever since.0
-
I refuse to pay for postage.0
-
Of all the reasons...
Your username is apt. No, writing is still the main method of formal communications in the country and these charities need to use it to send formal communications to creditors.
Again, no, you're not going to get formal debt management of any sort by e-mail. Yes, that sounds really old fashioned but that's still what's required.
In debt and looking for help? Look here for the MSE Debt Help Guide.
Also, If you need any free and impartial debt advice, the National Debtline, Stepchange, and the CAB can help.0 -
You could try self-managing by using email and/or online forms for creditors. I think eventually they would get the hint, but it would be a struggle.0
-
I refuse to pay for postage.
Email, on-line messaging, most creditors have both facilities.
Most debt collectors websites allow you to manage your account and payments electronically without sending anything or without speaking to anyone.
You dont need an official debt management plan, you can come to an arrangement with your creditors yourself, using the above methods, working to your own available budget, its very simple and straightforward to organise, and does not cost anything,I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
I did a DMP with Step Change. Apart from posting them all the initial paperwork, I rarely posted them anything else throughout the whole DMP. If I had any queries, I would email or call them.I refuse to pay for postage.Debt Jan 2008: £45,566. *** June 2013: DEBT FREE! ***
Paid back just under £50,000 due to some interest added.
Dealt with my debt through a Step Change (CCCS) DMP.
DMP Mutual Support Thread Member #240.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards