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Who decides CCJ
GTS15
Posts: 15 Forumite
Hi All
As with most on here , had a awful time with debts. When my company collapsed my wife and I were left with huge debts , my debt was sorted through bankruptcy , however we tried to defend my wifes as believed had a good case. Any the case went to court and a CCJ was given for £55 and a nice 6k bill from solicitors on the other side. My wife earns £480 a month via a part time job. The solicitors are bullying her to offer a repayment plan of £1000 a month and wont listen to her budget.
I thought the court decide the payment however nothing was said. Does she apply to the court ? Very confused
As with most on here , had a awful time with debts. When my company collapsed my wife and I were left with huge debts , my debt was sorted through bankruptcy , however we tried to defend my wifes as believed had a good case. Any the case went to court and a CCJ was given for £55 and a nice 6k bill from solicitors on the other side. My wife earns £480 a month via a part time job. The solicitors are bullying her to offer a repayment plan of £1000 a month and wont listen to her budget.
I thought the court decide the payment however nothing was said. Does she apply to the court ? Very confused
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Comments
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Hi,
Ignore the clown solicitor.
Its a simple process to apply for an instalments order.
You fill in court form N245, details here:
https://www.gov.uk/government/publications/form-n245-application-for-suspension-of-a-warrant-and-or-variation-of-an-orderI’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
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Do you mean £55,000?0
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mummyofboys1985 wrote: »Do you mean £55,000?
I sincerely hope so. £6K to defend a 55 quid debt would be complete madness.
In any case sourcrates advice is spot on. Just fill out the form and send it to the court.0 -
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Thrugelmir wrote: »Most likely costs were awarded against the OP.
I assumed that was the case but who would risk a big legal bill to defend a £55 case? Either the £55 figure is wrong or there is more to the story.0 -
Opps sorry guys was late at night , the sum was £55k or £55,0000
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Certainly confuses me as under £10k claim is small claims court where each party pays their own costs unless in exceptional circumstances the judge awards different.
I would like the explanation of why the court felt this case exeptional and to award such costs?
DDDebt Doctor, Debt caseworker, Citizens' Advice Bureau .
Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***0 -
How do you know?Opps sorry guys was late at night , the sum was £55k or £55,000
DDDebt Doctor, Debt caseworker, Citizens' Advice Bureau .
Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***0 -
debt_doctor wrote: »How do you know?
DD
Has multiple accounts it seems.0
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