MamaSaver's juggling debt diary 2008

MamaSaver

I want to get rid of my debt by the end of the year. It's hard to write an SOA when your OH is self-employed and income goes up and down, but I'll attempt it shortly. Have to dig out all those bills. I thought a diary would keep me focused and I'll know where I stand. I keep losing the scraps of paper I use to scribble down my plans.

I can't write too much at the moment because my sick DD is beside me asleep on the sofa and if I type too quickly she wakes up with the sound of the keyboard!:rotfl:

Plan is to get rid of the 30,000 approx debt, then attack the 400k interest only mortgage. I want this paid off by the time I'm 35. I'm now 29!!! :laugh:

I started setting up a business last year, which was taking off, but a complicated pregnancy and now a sick son in hospital meant I had to stop. Life is all over the place, but I love coming on here for a good read and motivation. I now understand money (with neither of us earning for the past six months due to sick son) and know that I've been very flippant with it in the past.

Now I cook from scratch as much as I can, turn off lights, buy bogofs in bulk if possible, get the train instead of driving and paying for diesel/parking when I can, am doing the £10 a day challenge, mystery shop, do surveys, piggyclicks, don't buy clothes for myself because I have plenty, in fact don't even go to the shops, I appreciate every penny we get. And a million other things that I've picked up from these boards.

Thank you everyone for getting us back on track, financially at least