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I'm New

Hi everyone.

I just wanted to introduce myself and say I'm in a bit off a mess!

I owe £6000 on a loan, £2700 to my mum,about £1500 on a credit card (it may be more but I'm too scared to look!) and I have an overdraft of £600.

I hate all this debt and just dont know what to do. I was going to ebay stuff but my computer has packed up so I cant do that. I am getting married next year and I dont know how I am going to pay for it. I am sick of not being able to go out much and have fun with my friends. I just wanna be able to sort this but I dont know how?

Any advice would be great. I feel so alone.
K

Comments

  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    Firstly have a look at the sticky for newbies at the top of the page. that will show you how to make a full SOA to post here. Also dig out the APR's for all your debts and if possible get the CC amount due. Post it all her and let the more experienced members tell you where you can make savings.

    Most of all don't panic. No amount of debt is unfixable.
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • Nichelette
    Nichelette Posts: 2,142 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done for posting, it's the first step to getting out of debt. Hopefully you won't feel alone for much longer, I'm fairly new here myself but everyone is really helpful and using the forum is a great motivator. Follow lilacpixies advice and I'm sure someone more experienced will help you soon :)
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £189,988.26/CENTER]
    Overpayments since 27.03.19: £53,875.18
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