Loan's or credit cards

Elloyd

We have a NR mortgage due to run out in March 09, we have 20K loan, and 20K on credit cards. We was going to combine the 2 to have one 40K loan. When we go to remortgage in March we are going to hopefully release some money in the house to pay some of the debt off, but will mortgage companies prefer to look at one big loan, or lots of credit card debt??
I have been told they prefer credit card debts, but is this true?

UK007BullDog

Cannot really give you an answer as you need to give more info, hence no one has replied to your question.

How much is your mortgage?
How much is your house worth now realistically conservativly?
How many years does your mortgage still have to run?

What is your combined income before tax?

Any other outstanding debts?

What is your credit record like?