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I'm now debt free (since 9:34)

orry
Posts: 1 Newbie
i was a bit stupid about 6 months ago
i was only working part time in a bar and ran my phone bill upto £743
obviously i couldn't afford to pay this off so well i got another job (accountant) and i have just paid the last bit off it now.
well anyway i've also just done a credit check thingy with annualcreditreport.co.uk
and these two things are red
your payment track record &&
credit applications and searches
i realise the your payment track record is going to be in red as i have only just paid this off to vodafone, and expect it to take about 4 days for them to acknowledge they have been paid and 1 month to update the credit ref they use, but i would like to know when is this likely to turn green?
and also the credit applications and searches it says
:S
everything else was in the green
Basically i'm wanting to know wat is the best way to improve my rating?
should i get in touch with vodafone and ask for them to reinstate my contract etc.
i was only working part time in a bar and ran my phone bill upto £743
obviously i couldn't afford to pay this off so well i got another job (accountant) and i have just paid the last bit off it now.
well anyway i've also just done a credit check thingy with annualcreditreport.co.uk
and these two things are red
your payment track record &&
credit applications and searches
i realise the your payment track record is going to be in red as i have only just paid this off to vodafone, and expect it to take about 4 days for them to acknowledge they have been paid and 1 month to update the credit ref they use, but i would like to know when is this likely to turn green?
and also the credit applications and searches it says
why is this i know i've had a few credit checks lately. but why is this in the red as i have not got any credit other then car insurance which doesn't show up at all on the credit accounts i haveThere are no credit application or search footprints on your credit report.
:S
everything else was in the green

Basically i'm wanting to know wat is the best way to improve my rating?
should i get in touch with vodafone and ask for them to reinstate my contract etc.
0
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