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I've finally done it!!!!

13

Comments

  • Scarlett.1974
    Scarlett.1974 Posts: 2,765 Forumite
    fiveyearplan wrote: »
    Thanks. Probably because I've been contemplating it for so long but just waiting for the right time. I got 2 sets of court papers from creditors so I couldn't put it off any longer. I would probably have had an early discharge by now it I did it when I first planned but hey I start my debt free life now!:beer:

    You got there in the end.... that's the main thing :D

    Here's :beer: to life debt-free :)
    You can't control everything in life....... your hair was put on your head to remind you of that :p

    Proud to be BSC no. 103
  • dodecanese
    dodecanese Posts: 422 Forumite
    Glad it went well Fiveyearplan- enjoy plugging the phone back in!:D
  • MammaCas
    MammaCas Posts: 312 Forumite
    Bet you are so glad that bit is out of the way

    Sleep Well!

    :T
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    betterlatethannever wrote: »
    This is really strange, because i was only wondering today where you had got to lately.

    :beer: :j :beer:
    Thanks BLTN. I started a new job 8 weeks ago and everyone can see my computer screen so its difficult to go onto this site at work. I used to be self employed so could come on here at any time.

    :j :j


  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    fiveyearplan wrote: »
    Thanks BLTN. I started a new job 8 weeks ago and everyone can see my computer screen so its difficult to go onto this site at work. I used to be self employed so could come on here at any time.

    I know that feeling (everyone seeing my screen)... have told some of them its a stop smoking support site that is really helping ;)

    (not strictly speaking a lie as i do use the stop smoking thread in dfw)
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • wherediditallgo
    wherediditallgo Posts: 2,889 Forumite
    Well done, :j I'm so glad the day went well for you. It's a new tax year, so it's the right time for a new start for you too. :)
    BSC #53 - "Never mistake activity for achievement."
     Consumer Credit Counselling Service (CCCS)| National Debtline| Business Debtline| Find your local CAB
  • debt_doctor
    debt_doctor Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done 5yearplan !:T :T :T

    Certainly chose the right time to do it ! Good luck in your new job and debt free life !:beer: :j :beer:

    Best

    DD
    Debt Doctor, Debt caseworker, Citizens' Advice Bureau .
    Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I just got a bill for my business rates for this new year so I'll be sending it back and telling them I haven't traded since November and vacated the building at that time. I also have the leftover bill from last year. My business was limited and I was the only director. Should I send them proof of my BR? Do I have to pay this? I really don't want bailiffs pitching up at the door taking my things away - I have such nosey neighbours!

    :j :j


  • debt_doctor
    debt_doctor Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi,

    You are no longer responsible for the debt. Yes it would be a good idea to send proof of you BR to the council. If they try to persue anything then tell the OR.

    Best

    DD
    Debt Doctor, Debt caseworker, Citizens' Advice Bureau .
    Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Hi fyp - it's turning out to be quite an exclusive 'club'. Do you think we could put the letters BRCJ after our names? :rolleyes:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
This discussion has been closed.
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