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:( jamiedodger's back again
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Mornin JD, do u get all the summer holidays off? I sometimes feel so guilty as because fo the bills/debts i hardley ever do much with the kids (apart from when awa on holiday) as its all work, work, work....makes u think once you are in this situation what matters most in life, hindsight is a good thing tho isnt it - its just a pity none of us have it lol,
Have a good day hun.Focusing on clearing the credit cards in 2018 :T0 -
dotty - i work from home so yes technically i am at home with the kids all summer holidays but will still be working.
hope you are ok today xxNovember NSD's - 70 -
thought i would update this evening as i am hoping for a little lie in tomorrow:D
today was another NSD yay!!! thats now 9 out of my target of 12 for july:)
i probably wont spend anything tomorrow either as i have my friends kids while she works, so wont be getting out to spend anything!November NSD's - 70 -
ok so i didnt get a lie in but never mind!:D
should be another NSD today! will be going shopping tomorrow as i will need a few bits for over the weekend.
hope everyone is ok today? verbatim, sophies mum, dotty and donna???November NSD's - 70 -
Morning JD, am fine ta - apart from still stressing bout the ruddy tax credits....whatever happens will just have to adjust budget around that but im worried there wont be enough to cover household/bills and expenses let alone debts....
Hows you today? congrats on the NSD's, mine wont be today gotta get flowers and card for granny birthday but shes a love so i dont mind:-)
Focusing on clearing the credit cards in 2018 :T0 -
Heya JD! Hope you are ok! I haven't been online much for the last few days as spent a long weekend away after being invited to some posh wedding! Hope everything is well with you! I have been having a long think about this debt malarky and have decided it is time to seriously pull my finger out as I am sooo fed up with it all! I am gonna go at it full throttle now and try my damdest to sort it out! xxx:j 'Proud To Be Dealing With My Debts' - DFW Nerd member 866 :j0
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Evening JD,
Hope all is going according to plan. I'm well thanks and enjoying the sun.CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420 -
been so busy since the kids broke up from school!
update to the end of the month....
day 23
NSD
day 24
Food - 2.37
day 25
NSD
day 26
Food - 5.81
Day 27
NSD
Day 28
Gas/Elec - 25.00
School Trip - 35.00
Day 29
Car Ins - 37.66
Day 30
Sky - 19.00
Day 31
Bt - 37.00
phew!!!
think i have done ok this month.....off to update totals....November NSD's - 70 -
day 34
the first two days of august have been NSD's:) today looks like another one.
had an offer of a new bed and have been wanting one for a while its costing £30 which is a real bargain:)
really trying to keep away from the shops at the moment and have plenty of food in, so i am aiming for a lower grocery spend this month as i went over in july. hoping for £190 spend.November NSD's - 70 -
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