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They've given DH a new credit card.
Broken_hearted
Posts: 9,553 Forumite
:rolleyes::rolleyes::rolleyes:Bloody barclays. He is £11,000 in debt on a DMP with his other three cards but because he paid (make that I paid) his barclaycard off a couple of years ago, they've given him a new one.
Barclaycard 3800
Nothing to do but hibernate till spring
Nothing to do but hibernate till spring
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lol! Where's the logic in that?Total 'Failed Business' Debt £29,043
Que sera, sera.
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:mad: Is that what they call 'responsible lending'!?!
What is ur DH gonna do with it? Is his determined to pay off his debts that he's already got, or is he a spender like my OH?
And surely, if he is on a DMP, would the lenders not be able to see and consider him a risk? - sorry if thats a silly question, I have no experience with DMPs:o'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
He's making a shopping list, I think I'll put the npower arrears on it then cut it up.Barclaycard 3800
Nothing to do but hibernate till spring
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Since you paid Barclaycard off the last time, you're expected to pay it off this time."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Yep but I pay everything anyway so it makes little difference.Barclaycard 3800
Nothing to do but hibernate till spring
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Sounds a bit like our Lloyds cc account. When we paid it off I sent them a letter to close it. Theyve completely ignored the letter and sent us a letter with an increased credit limit and a load of cheques.The forest would be very silent if no birds sang except for the birds that sang the best0
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Same happened to OH and his Vanquis........ so he used it again :mad: so its cut up even smaller this time, and once the next bioll comes in and is paid, they will be getting another letter!Sounds a bit like our Lloyds cc account. When we paid it off I sent them a letter to close it. Theyve completely ignored the letter and sent us a letter with an increased credit limit and a load of cheques.'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
If the purchase rate is good, that sounds like a great idea....Broken_hearted wrote: »He's making a shopping list, I think I'll put the npower arrears on it then cut it up.'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
You could pay npower, use quidco to change supplier and stick cashback on teh card which may help with interest.
As a matter of interest what rate did he get?0 -
Is he allowed to use additional credit when he is on a DMP?
I thought there was a thread recently by someone who spent £200 on a new MBNA card in similiar circumstances and was then advised that they had committed fraud?
It seems that the threat was being used to try to get them to pay more against the MBNA debt than they did on the DMP.
I know you have paid the Barclaycard off, but I would check with your DMP mananger before using it at all.If you've have not made a mistake, you've made nothing0
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