liddled wrote: »
We live in hope and pray for this case to end in our favour but I'm sure than banks will stretch this out.
I originally only cliamed for three years of charges as I thought I was being reasonable. My court case was stayed and I agreed to the stay with LTSB solictors if they froze my account and agreed not to charge me any more. The case was stayed however they did still charge me and now they are requesting my overdraft be repaid in full.. Does anyone have any suggestions or do you think I shouldapply for the stay to be removed.
I have now sent them another claim for the remaining three years.
Tripledrop wrote: »
never gonna happen, just look at the campaigns to stop people buying petrol from certain companies. Very few people would do it!
Hi there,just wondered if anyone can help me.I heard the other day,that the banks cannot take charges from your account whilst you are on benefits ie income support etc.Is this true ?.Lloyds btw.
Social Security Administration Act 1992MiscellaneousCertain benefit to be inalienable **187- Subject to the provisions of this Act, every assignment of, or charge on-
(a)benefit as defined in section 122 of the Contributions and Benefits Act;
(b)any income-related benefit; or
and every agreement to assign or charge such benefit shall be void; and, on the bancrupcy of the beneficiary, such benefit shall not pass to any trustee or other person acting on behalf of his creditors.
** inaliable = not to be forfeited.
Basically they can't take you benefit money for overdrafts or debts, and if they have you can ask for it back !
SOURCE: http://forums.moneysavingexpert.com/showthread.html?t=269424Social Security Administration Act 1992 (c. 5)
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