I'm struggling - please help

kimwp

Shadyocuk said:

Unless I am missing something the OP cant afford to keep the car.

Their only income is £891 the other £800 is not income it is money their father is giving them.
Rent                        £(575)
Council Tax             £  (25)
Gas                         £  (25)
Elec                         £  (25)
Water                       £  (14)

that only leaves           £227 a month after priority payments to cover everything else 
after the medical        £(130)  they only have
                                     £ 97  a month left for food , where does the money come from to run any car ????   

I agree. @zellyrs, the numbers in your SOA don't add up at the moment. You say you are making the minimums with help from your dad, but if he is giving you £800 a month, then your income is not enough to cover your expenses, let alone any debt minimums. So you need to change your living circumstances, as well as addressing the debt.

Or do you mean he gives you more, on top of the he £800, towards your debts?

itsthelittlethings

Are you counting your housing element in your benefits?