Hoping to apply for a DRO

Thymeforchange

I am just at the very beginning of applying for a DRO, my debts are less than £50k, I have no assets etc however I’m wondering if when applying your partners income is included? 

The debts are mine alone, I work part time and pay a few bills of my own such as my phone & prescription prepayment. I send my husband £500 a month towards our rent & bills, and I pay for the food shopping. This leaves me with around £50 a month left over. 

We have a car which is on finance, in my husbands name, I’m just a named driver on insurance. 

We get child benefit for my daughter which goes to my husbands bank. 

He manages to save money each month with the aim of saving for a house deposit which would likely take 6-8 years. 

Will him having excess money affect my application? Will the fact I pay my share of the bills to him rather than directly to the companies make a difference? 

I’m so anxious and extremely stressed by it all, I don’t want something to ruin it

fatbelly

Let your intermediary do the calculations.

Your partner's income is considered so that a correct share of the joint expenses can be recorded