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Discrepancy in my State Pension
Mariolanza
Posts: 70 Forumite
I have been notified by DWP that my state pension would increase from April. The triple lock makes it an increase of 4.1%.
When I looked at the figure, I noticed an error.
My old weekly pension currently amounts to £173.81 a week.
The new weekly pension, according to DWP, is £179.39 which is wrong. It should be £180.93.
Over the course of the year, this will make a big difference.
Would anyone have an email address for DWP, Pensions department as it appears it is impossible to get hold of them over the telephone.
Thank you!
When I looked at the figure, I noticed an error.
My old weekly pension currently amounts to £173.81 a week.
The new weekly pension, according to DWP, is £179.39 which is wrong. It should be £180.93.
Over the course of the year, this will make a big difference.
Would anyone have an email address for DWP, Pensions department as it appears it is impossible to get hold of them over the telephone.
Thank you!
0
Comments
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Are you under the old "basic" State Pension system?Mariolanza said:I have been notified by DWP that my state pension would increase from April. The triple lock makes it an increase of 4.1%.
When I looked at the figure, I noticed an error.
My old weekly pension currently amounts to £173.81 a week.
The new weekly pension, according to DWP, is £179.39 which is wrong. It should be £180.93.
Over the course of the year, this will make a big difference.
Would anyone have an email address for DWP, Pensions department as it appears it is impossible to get hold of them over the telephone.
Thank you!
If so the triple lock only applies to part of your entitlement not all of it.
You can check the appropriate % for each element here. It is very unlikely to be wrong, I wouldn't waste your time (or DWP's) without comparing how your pension is made up against the list below. Use last year's annual increase letter to see what your pension consists of.
https://www.gov.uk/government/publications/benefit-and-pension-rates-2025-to-2026/benefit-and-pension-rates-2025-to-2026#state-pension3 -
New State Pension increases by the triple lock figure of 4.1% - but you are likely to have a 'protected payment' component to your pension, which increases by 1.7%. Have you looked on the back of the letter advising you of the increase, which explains what this could be?Mariolanza said:I have been notified by DWP that my state pension would increase from April. The triple lock makes it an increase of 4.1%.
When I looked at the figure, I noticed an error.
My old weekly pension currently amounts to £173.81 a week.
The new weekly pension, according to DWP, is £179.39 which is wrong. It should be £180.93.
Over the course of the year, this will make a big difference.
Would anyone have an email address for DWP, Pensions department as it appears it is impossible to get hold of them over the telephone.
Thank you!Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!0 -
Would it have to be more than £221.200week for that relevant 🤔Marcon said:
New State Pension increases by the triple lock figure of 4.1% - but you are likely to have a 'protected payment' component to your pension, which increases by 1.7%. Have you looked on the back of the letter advising you of the increase, which explains what this could be?Mariolanza said:I have been notified by DWP that my state pension would increase from April. The triple lock makes it an increase of 4.1%.
When I looked at the figure, I noticed an error.
My old weekly pension currently amounts to £173.81 a week.
The new weekly pension, according to DWP, is £179.39 which is wrong. It should be £180.93.
Over the course of the year, this will make a big difference.
Would anyone have an email address for DWP, Pensions department as it appears it is impossible to get hold of them over the telephone.
Thank you!0 -
You're right - it would! Thank you.Dazed_and_C0nfused said:
Would it have to be more than £221.200week for that relevant 🤔Marcon said:
New State Pension increases by the triple lock figure of 4.1% - but you are likely to have a 'protected payment' component to your pension, which increases by 1.7%. Have you looked on the back of the letter advising you of the increase, which explains what this could be?Mariolanza said:I have been notified by DWP that my state pension would increase from April. The triple lock makes it an increase of 4.1%.
When I looked at the figure, I noticed an error.
My old weekly pension currently amounts to £173.81 a week.
The new weekly pension, according to DWP, is £179.39 which is wrong. It should be £180.93.
Over the course of the year, this will make a big difference.
Would anyone have an email address for DWP, Pensions department as it appears it is impossible to get hold of them over the telephone.
Thank you!Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!1 -
Dazed_and_C0nfused said:
Would it have to be more than £221.200week for that relevant 🤔Marcon said:
New State Pension increases by the triple lock figure of 4.1% - but you are likely to have a 'protected payment' component to your pension, which increases by 1.7%. Have you looked on the back of the letter advising you of the increase, which explains what this could be?Mariolanza said:I have been notified by DWP that my state pension would increase from April. The triple lock makes it an increase of 4.1%.
When I looked at the figure, I noticed an error.
My old weekly pension currently amounts to £173.81 a week.
The new weekly pension, according to DWP, is £179.39 which is wrong. It should be £180.93.
Over the course of the year, this will make a big difference.
Would anyone have an email address for DWP, Pensions department as it appears it is impossible to get hold of them over the telephone.
Thank you!We don't know when the OP retired, though?If they retired prior to 2016, won't they still have BSP + SERPS/S2P?If they have about £109 of BSP and about £65 of S2P, the sums work out.N. Hampshire, he/him. Octopus Intelligent Go elec & Tracker gas / Vodafone BB / iD mobile. Ripple Kirk Hill Coop member.Ofgem cap table, Ofgem cap explainer. Economy 7 cap explainer. Gas vs E7 vs peak elec heating costs, Best kettle!
2.72kWp PV facing SSW installed Jan 2012. 11 x 247w panels, 3.6kw inverter. 34 MWh generated, long-term average 2.6 Os.0 -
Yes but they wouldn't be checking the increase for "protected payment".QrizB said:Dazed_and_C0nfused said:
Would it have to be more than £221.200week for that relevant 🤔Marcon said:
New State Pension increases by the triple lock figure of 4.1% - but you are likely to have a 'protected payment' component to your pension, which increases by 1.7%. Have you looked on the back of the letter advising you of the increase, which explains what this could be?Mariolanza said:I have been notified by DWP that my state pension would increase from April. The triple lock makes it an increase of 4.1%.
When I looked at the figure, I noticed an error.
My old weekly pension currently amounts to £173.81 a week.
The new weekly pension, according to DWP, is £179.39 which is wrong. It should be £180.93.
Over the course of the year, this will make a big difference.
Would anyone have an email address for DWP, Pensions department as it appears it is impossible to get hold of them over the telephone.
Thank you!We don't know when the OP retired, though?If they retired prior to 2016, won't they still have BSP + SERPS/S2P?If they have about £109 of BSP and about £65 of S2P, the sums work out.
It seems highly likely the op reached State Pension age pre 2016 as otherwise the whole of the £173.81 would be subject to the triple lock and be £180.92 in 2025-26, not the £179.39 that say they are going to get.0 -
Yes I receive the "old" style pension, far lower than the upgraded one. It feels so unfair.Dazed_and_C0nfused said:
Are you under the old "basic" State Pension system?Mariolanza said:I have been notified by DWP that my state pension would increase from April. The triple lock makes it an increase of 4.1%.
When I looked at the figure, I noticed an error.
My old weekly pension currently amounts to £173.81 a week.
The new weekly pension, according to DWP, is £179.39 which is wrong. It should be £180.93.
Over the course of the year, this will make a big difference.
Would anyone have an email address for DWP, Pensions department as it appears it is impossible to get hold of them over the telephone.
Thank you!
If so the triple lock only applies to part of your entitlement not all of it.
You can check the appropriate % for each element here. It is very unlikely to be wrong, I wouldn't waste your time (or DWP's) without comparing how your pension is made up against the list below. Use last year's annual increase letter to see what your pension consists of.
https://www.gov.uk/government/publications/benefit-and-pension-rates-2025-to-2026/benefit-and-pension-rates-2025-to-2026#state-pension
I retired in 2012.0 -
So not only do I receive far less than my partner, I also do not receive an increase in line with his?!0
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Its not unfair.Mariolanza said:
Yes I receive the "old" style pension, far lower than the upgraded one. It feels so unfair.Dazed_and_C0nfused said:
Are you under the old "basic" State Pension system?Mariolanza said:I have been notified by DWP that my state pension would increase from April. The triple lock makes it an increase of 4.1%.
When I looked at the figure, I noticed an error.
My old weekly pension currently amounts to £173.81 a week.
The new weekly pension, according to DWP, is £179.39 which is wrong. It should be £180.93.
Over the course of the year, this will make a big difference.
Would anyone have an email address for DWP, Pensions department as it appears it is impossible to get hold of them over the telephone.
Thank you!
If so the triple lock only applies to part of your entitlement not all of it.
You can check the appropriate % for each element here. It is very unlikely to be wrong, I wouldn't waste your time (or DWP's) without comparing how your pension is made up against the list below. Use last year's annual increase letter to see what your pension consists of.
https://www.gov.uk/government/publications/benefit-and-pension-rates-2025-to-2026/benefit-and-pension-rates-2025-to-2026#state-pension
I retired in 2012.
You had the ability to be paid a greater state pension under the old state pensions. Or you could contract out of the SERPS/S2P which, depending on method, could either mean paying lower NI in those years contracted out or having part of your NI rebated into a personal pension which could build up your own pot of money.
Your state pensions total suggests you either didn't fully qualify or were contracted out of SERPS/S2P for a period.
I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.1 -
OP also receives a Belgian pension, so I suspect they didn't accrue enough UK years to earn a full BSP.dunstonh said:Your state pensions total suggests you either didn't fully qualify or were contracted out of SERPS/S2P for a period.N. Hampshire, he/him. Octopus Intelligent Go elec & Tracker gas / Vodafone BB / iD mobile. Ripple Kirk Hill Coop member.Ofgem cap table, Ofgem cap explainer. Economy 7 cap explainer. Gas vs E7 vs peak elec heating costs, Best kettle!
2.72kWp PV facing SSW installed Jan 2012. 11 x 247w panels, 3.6kw inverter. 34 MWh generated, long-term average 2.6 Os.0
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