I'm paying how much interest a year??!!

here_for_the_tips

Had a discrepancy on the MFWB 2025 totals, looked at it and ran with "Happy to go with your total @julicorn, you run the spreadsheet for this very reason (and thank you). £9,396.38 it is" Just reading it again, £9.4k additional paid of the mortgage this year, Over £10k in total. 3.5 months to go. 

It's been a great year so far, hopefully can finish it off strong with the OP's and get to that 20% total!

here_for_the_tips

Milestone moment, over £10k overpaid for the year with 3 months left to go. Balance this morning £52,539.83 as of 1/10 with OP's made today to come off it as well. That 20% mark of £12,643 to be overpaid this year is starting to look very achievable based on expected additional spends the rest of the year.

Creeping up to the £300 mark on Prolific as well, going to fall well short of the target this year but having evaluated the time required against the reward I think next year I'll not track this bus just dip in and out now and then and when I reach a cash out so be it.

skint_spice

Well done, that’s a great OP for the year so far.