julicorn's journey 3 - The House on the Hill

julicorn · 13 October 2024 at 4:13PM

Sistergold said:

Oh @julicorn, nice to have you on your/a diary again. Financial independence, now that’s a good plan. Will following and cheering you on!

Thanks so much for stopping by, I've really missed everyone's diaries! ❤️ Thank you for your support as well.

LadyWithAPlan · 13 October 2024 at 11:36PM

I have read through your old diaries, the OPS are v impressive but your 6 seller property chain collapsing sounds super stressful.
Look forward to your future OPs.
I am also a YNAB addict and still do MB/casino etc as an extra side hustle.. Do you still do all your side hustles eg your crosstitch etc

julicorn · 14 October 2024 at 8:13AM

LadyWithAPlan said:

I have read through your old diaries, the OPS are v impressive but your 6 seller property chain collapsing sounds super stressful.
Look forward to your future OPs.
I am also a YNAB addict and still do MB/casino etc as an extra side hustle.. Do you still do all your side hustles eg your crosstitch etc

It's been a journey for sure, lots of positives though. And yay for a fellow YNAB addict

The cross stitch etsy still ticks along, I just haven't actively done anything on it for a long time so sales are fairly minimal / purely through etsy itself. My plan is to use Fridays as a bit of a money making day, including working on cross stitch patterns, but I also want to pick matched betting and the prolific surveys back up. I basically got a good pay rise a few years ago and completely neglected the side hustles following that, but now that I have a proper goal in sight again is a good time to pick them back up.

Having to work last Friday derailed that plan somewhat, but hopefully this week I'll be able to make a good start.

julicorn · 15 October 2024 at 5:55PM

Went to the pub with a couple of colleagues yesterday which was lovely. I ended up chatting for hours with a colleague who I've been working with for years but don't work that closely with, and it was really nice.

I slept kind of terribly though, a couple of drinks are never that good for sleep and I woke up quite stressed. Made it through the day quite well though and did some more exercise (I started a new FIIT programme).

I'm now attempting to make millionaire's shortbread for tonight's bake off. The caramel layer is done and it's setting (hopefully!) in the freezer, with only the chocolate to add before our friends arrive.

On the money front, further stock market increases have pushed our current total to just over £184k. I'm quite good at checking balances all the time while the direction is up, and then stepping away completely during downwards trajectories

I hope you're all having a lovely evening!

Sistergold · 15 October 2024 at 7:12PM

Stock markets would be too stressful if you worried too much and kept a close eye on the downturn. So you do well to “keep an eye when it’s going up”. I am terrible on keeping an eye at all. I am laid back with mine such that one day I might find that it has been wiped off completely! I do check from time to time and it all averages out in the long term too.

£184k NICE! 👌

julicorn · 15 October 2024 at 7:21PM

Sistergold said:

Stock markets would be too stressful if you worried too much and kept a close eye on the downturn. So you do well to “keep an eye when it’s going up”. I am terrible on keeping an eye at all. I am laid back with mine such that one day I might find that it has been wiped off completely! I do check from time to time and it all averages out in the long term too.
£184k NICE! 👌

I actually know that people always say to check super sporadically, so you're doing the right thing for sure! I just go through phases of checking really regularly, and that's always while it happens to be going up

it's just no fun checking when they trend downwards, so I've gotten weirdly good at sticking my head in the sand and not check for months in those times.