Creditors Haven't sold on Debts -

RWMJPMC86

I've been in a DMP for 2 years now thanks to everyones help here, I now sleep at night and am slowly plodding away at the repayments - almost at the point of being able to make my first F&F to one of the Defaulted accounts.

Out of 7 defaulted creditors only 4 have sold theirs on (MBNA x 2 and Virgin x 2, I've had CCA responses for all 4, 2 with Link and 2 with Capquest) The remainder are still with the original companies (Zopa, Hastings and Lendable) Anyone have any idea if/when they might sell them on or is it standard practice for these companies to keep hold of them? I'm paying them back at £5 per month each in the hope I can make some further F&F in a year or 2 time.

sourcrates

Anyone`s guess unfortunately, they make a commercial decision based on what`s best for the company.