Post-Mortgage check list?
in Mortgage-free wannabe
3 replies 254 views
Stuck to my plan and now I'm starting 2023 mortgage free ◝(ᵔᵕᵔ)◜
Does any know of any kind of handy check list for things I should now do? So far I've thought of...
Check the mortgage balance is 0 and that the payments have ended. (Done and done)
Confirm with Land Registry that I am now the registered owner of the property.
Get hold of the deeds.
Check insurance for any Mortgage protection policies.
Does anyone know of any other things that would be wise to do at this stage?
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Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!
Yes my lender did say they had been 'de-materialised' 🙄 i.e. shredded. So yes, that'll be a Land Registry request this week along with confirmation that my Lender did actually, hopefully, inform them that I am now the owner.
Deeds probably dematerialised, depends when you bought, when you borrowed last and who with as to what is now known as the pre registration deeds and documents.