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Your MoneySaving New Year's resolution in 3 words

MSE_Laura_F

MSE_Laura_F Posts: 1,600 MSE Staff

Fifth Anniversary

1,000 Posts

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Name Dropper

22 December 2022 at 12:49PM in I wanna buy it or do it

Yes I'm a little early with the New Year chat, but that's just the sort of forward-planning trait I want to embody in 2023.

Please tell me your MoneySaving resolutions in JUST THREE WORDS.

I'll go first:

Go out less

7

Comments

RobM99 Posts: 2,600 Forumite

22 December 2022 at 12:53PM

Grow more vegetables!

Maybe not an expected one!

Now a gainfully employed bassist again - WooHoo!
7
sarah1972 Posts: 19,168 Senior Ambassador

22 December 2022 at 1:33PM

Utilise my allotment

No more takeaways

charity shop shopping

holiday at home

bbq’s at home

I’m a Senior Forum Ambassador and I support the Forum Team on Competitions Time, Shopping & Freebies boards, Employment, Jobseeking & Training boards If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
5
MovingForwards Posts: 17,109 Forumite

22 December 2022 at 1:52PM

Must relax more

Grow more food

Continue to save

Want not need

Balance my life

Mortgage started 2020, aiming to clear it in 2026.
4
fire**fly Posts: 147,989 Forumite

23 December 2022 at 6:28PM edited 23 December 2022 at 6:29PM

stop being grumpy

(must be my age lol)

please be a responsible pet owner & spay/neuter your pets, too many strays & not enough homes for them sadly.

5
subjecttocontract Posts: 2,173 Forumite

23 December 2022 at 7:54PM

Make more money.
Give more generously.
Be more kind.
Do more4 others.

9
South_coast Posts: 5,183 Forumite

24 December 2022 at 1:50PM

Treat myself kindly
Improve the flat

Mortgage start: £65,495 (March 2016)
Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

Finally earning interest instead of paying it!!!
6
lcc86 Posts: 2,452 Forumite

24 December 2022 at 6:54PM

Stop buying tat!

Save £2,400 tuition fees - £2,321.04 as of 08/24
Pay off credit card by December 2024 - £1,450/£2,000

11
kimwp Posts: 2,180 Forumite

24 December 2022 at 11:11PM

Exercise without injury 🤞

Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.php

For free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.
4
lynneee Posts: 877 Forumite

25 December 2022 at 12:55AM

Overpay the mortgage 🙂

mortgage £800 overpayment 2022. £600/£2400 2023 🙂 savings £1853/£1800 😊
5
KajiKita Posts: 4,998 Forumite

26 December 2022 at 9:45AM edited 26 December 2022 at 9:45AM

More batch cooking.

Control my inventory.

Enjoy the now.

Sell my spares.

Grow more food.

Do more weeding!

Plan my patch.

Overpay the mortgage.

Build my savings.

Avoid garden shows!

Use the library.

KK

PS - I love this thread! ❤️👍😊

As at 16.09.24:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £26,656 end date brought closer by 2 months
- OPs to mortgage = £7,173, Interest saved £2,658 to date
- LTV 51% @ccord, 51% Yopa
Fixed rate 2.17% ends October 2024

Read 31 books of target 52 in 2024 (as @ 8th October)
Produce tracker: £173 of £300

Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality.
7

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