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What's your experience with L&C?
FinallyFTB2021
Posts: 8 Forumite
I hope to be applying for a 95% LTV FTB mortgage in the next few weeks, and am looking into brokers. I'd be interested to hear of your experience with L&C with these high LTV mortgages? My income is a mixture of PAYE and self-employed (non-Sterling), so it may not be a straightforward case.
Thank you in advance!
Thank you in advance!
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Comments
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Look at old threads on them. Broadly speaking, you tend to see that they are perfectly fine when the case is straightforward and no limits are being pushed. However, if you are pushing limits then you probably want to go a localised broker.
Your case sounds as if a localised broker would be a better option.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.1 -
Non sterling self employed income?
I am with Dunston on this one.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.1 -
wasnt very good, not sure if mse gets a kickback off themDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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