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It's silly really!

Hi

 I used to have a cake shop but I closed the premise and settled all accounts almost 4 yrs ago.  Yesterday I received an email from a debt company saying 'Despite many attempts by ourselves to contact you regarding this matter the balance remains outstanding'.  That if I do not repsond within 7 days they will be issuing court proceedings against me.

As far as I am aware I cleared all my oustanding balances when I closed my business.  My shop was closed but my old landlord had all my contat details, I kept my website and business email account open for over a year after I closed and lived in the same house for another 2 years and haven't recieved a thing.  I still have the same mobile number too.

This email was sent to my personal email, it was addressed to my business name and was for an electrictiy company I had previously used, though not sure if its the last company I was with.  I was given my final bill when I closed the shop and as far as I am aware it was paid.

The money they are claiming I owe them is £2.35, yes two pounds 35p.  I know it's silly but do you think this is a scam or are they genuinely going to sue me for £2.35, would a court even entertain a debt of £2.35?

I don't really want to contact them and give them my payment details in case its a scam, but at the same time I'm worried about them taking me to court.

Any advice appreciated.

Thanks

Comments

  • Hi, 

    What company was it that emailed you? 

    Maybe call the electricity company directly? 
  • sourcrates
    sourcrates Posts: 31,814 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 5 August 2021 at 1:44PM
    Ignore it, its 100% bluff, standard DCA type first contact letter, loses all credibility when you mention the amount they are chasing lol, as an example, for an amount up to £300 using MCOL, the fee is £35 !!

    It would cost them 15 times more than the debt is worth to file a claim, it may also be a scam as well.

    Bear in mind, a company must write to you, in a letter, to claim a debt from you, to invoke legal action, they must first send a letter before action, which is a questionnaire type document with a 30 day return window.

    Pay up within 7 days doesn't quite pass muster these days lol, good attempt, but utter bull*hit.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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