Do lenders look at e-money accounts (e.g. Revolut) when assessing an applicant's finances?

AndyDufresne

If an applicant has an e-money product (these function almost exactly the same as a bank account, but they are technically not bank accounts, they are covered under electronic money services/products), such as Pockit, TransferWise, Revolut, etc, are the statements for these required by a mortgage lender? I use an e-money account for my food shopping and day-to-day expenses except direct debits, so just wondering if I'll need to disclose these for if/when I apply for a mortgage.

Thrugelmir

All you need provide is the information requested on the application form. Lenders will perform searches to ascertain any other information they require at the outset.  The fact you hold an account will be reported to the Credit Reference Agencies. 

Jen271626

Thrugelmir said:

All you need provide is the information requested on the application form. Lenders will perform searches to ascertain any other information they require at the outset.  The fact you hold an account will be reported to the Credit Reference Agencies. 

Its not actually, my husbands revolut card isn't reported. It doens have any overdraft facility or anything so its not reported.

Jen271626

Jen271626 said:

Thrugelmir said:

All you need provide is the information requested on the application form. Lenders will perform searches to ascertain any other information they require at the outset.  The fact you hold an account will be reported to the Credit Reference Agencies. 

Its not actually, my husbands revolut card isn't reported. It doens have any overdraft facility or anything so its not reported.

Our lenders didn't ask to see his but he didn't use it often at all. 

[Deleted User]

I ask for them as part of my standard packaging if it is used as a spending bank account.  I have had lenders ask for them if the main bank account shows multiple transfers back and forth so they can check if there is anything undeclared (like loans between family that wouldn't show on a credit report) 
If its just used as a holiday card for purchases abroad then they don't usually care.