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'New' statute barred start date?
foreverinhope
Posts: 32 Forumite
I saw a posting by Sourcrates (made 2019) in the debt templates part of this forum saying the 6 year statute barred 'clock' starts ticking from the date of the default notice or the date the default states payment needs to be made by - im not sure which.
Can anyone clarify?
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Comments
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Generally known as the date of default, or the date of your last payment, whichever was the latter.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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This was clarified by PRA Group v Doyle
https://www.eversheds-sutherland.com/global/en/what/articles/index.page?ArticleID=en/Litigation_Support/doyle-v-pra
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If CCJ is put aside, does that change the clock. In other words, the claimant says it was 5.5years since last payment to when ccj claim was started in 2019. IF ccj is set aside now in 2021, does that mean its 5.5+2years since last payment and so is now def statute barred?
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