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Chip+1 instant access savings referral thread
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***UPDATE 27/01/21*** Chip are running a new promo until 12pm on 03/02/21 - use my "Platinum Pass" code below to get access to Chip+1 PLUS an extra £5 credit!
Chip (the savings app) have launched an easy access savings account called Chip+1, paying a 1.25% return on up to £5000. Money saved in Chip+1 is FSCS eligible, according to the info page on their website (see link at end of this post).
Chip+1 is only available to when you link a bank account to Chip from one of the following banks:
Bank of Scotland
Barclays
Danske
First Direct
Halifax
HSBC
Lloyds Bank
Marks & Spencer
Monzo
Nationwide
NatWest
RBS
Santander
Starling
Tesco
TSB
Ulster Bank
To join Chip and get access to Chip+1 and an extra £5 bonus credit, use my Platinum Pass code: F524BB49 and make a deposit before 12pm on 03/02/21.
A note on charges: Chip charge a fee £1.50 per month for their "AI saving" auto-saving feature, when Chip will automatically regularly save amounts you can afford, from your linked bank account. You can however avoid this fee by turning off auto saves in the app, although when you do this, you can only save up to £2000 in the Chip+1 account. On the regular Chip savings account, Chip also recently changed their T&Cs so that they can charge 50p per withdrawal, if you withdraw more than once per month (i.e. the first withdrawal each month is free). It is not yet clear whether a similar policy will apply to withdrawals from the Chip+1 account. .
More information on Chip+1 can be found on the following pages:
Website: https://getchip.uk/chip-plus1
Further info: https://www.getchip.uk/the-sauce/the-best-returns-on-savings-explained
FAQ (PDF document) : https://global-uploads.webflow.com/5d65390243727621f8413d93/5fa94cf9a88b4b8259a5979c_Chip+1 FAQ_.pdf
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Please note: for whoever uses this code, please message me so that I can remove this post as the code is only valid for use by 1 person.
Update: My code has now been taken, thank you.
Update - My code has now been claimed so please request someone else’s code.
My code has now been taken
This is not investment advice.
Your money may go "down and up and down and up and down and up and down ... down and up and down and up and down and up and down ... I got all tricked up and came up to this thing, lookin' so fire hot, a twenty out of ten..."
Have a nice day!
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