We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Which mortgage?

Hi guys, I am about to remortgage and can get a good rate by sticking with barclays and without the hassle of fully remortgaging. Which of these three deals is the best overall? I appreciate any advice given.
Thankyou

Comments

  • jay1804
    jay1804 Posts: 466 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    edited 6 October 2020 at 8:55PM
    eddyr1k said:
    Hi guys, I am about to remortgage and can get a good rate by sticking with barclays and without the hassle of fully remortgaging. Which of these three deals is the best overall? I appreciate any advice given.
    Thankyou

    I've never had a mortgage but probably option 3 (7yr fixed 1.45%) - Because it's the cheapest overall cost, the cheapest interest rate and lowest estimated monthly payment. Isn't there better rate for short fixes. 
  • There is lower rates but only for 2 year fixed, I would like to be fixed for as long as possible given the ridiculously low base rate, and rates offered by lenders at the moment.
    Thanks for the reply.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.4K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.5K Work, Benefits & Business
  • 602.8K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.