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  • Mumoffourkids
    Mumoffourkids Posts: 1,071 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Kakiste said:
    Yes I've been in the habit of having it open on my phone propped up whilst I'm sewing and then I can keep checking whether any studies have come through. 
    I’m a sewer as well. What have you been sewing today?
  • Sounds like you've had a lovely day today, enjoy getting the bed to yourself whilst they're camping in the garden!
    Wobbling my way out of debt one month at a time

    Credit Card £0/£3,161 0% interest PAID IN FULL 29/01/2021
    Loan £0/£23,179 5.4% PAID IN FULL 31/08/2020
    Total £0/£26,340 100%
    DEBT FREE AS OF 29/01/2021

    wobbling-my-way-out-of-debt

  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    edited 11 September 2021 at 11:47PM
    Kakiste said:
    Yes I've been in the habit of having it open on my phone propped up whilst I'm sewing and then I can keep checking whether any studies have come through. 
    I’m a sewer as well. What have you been sewing today?
    Im doing some commissions for friends.These are the last orders I'm making to clear my backlog of work and then I can take some more orders. I've got enough material to make another 3 of the same item, enough to bring in £40
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • Mumoffourkids
    Mumoffourkids Posts: 1,071 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    That’s a nice little earner on the side then especially as you have the ready made customer base there. I seem to be sewing lots of cushions at the moment although that is partly my fault as I advertised patchwork memory cushions made from school uniform for school leavers. But hey at least it’s earning me some extra money.
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    That's a nice idea! I'm just trying to push all the extra money into my emergency fund account and let it quietly build up. 
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • Mumoffourkids
    Mumoffourkids Posts: 1,071 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    That’s a fab idea. It will soon build if you keep pushing little bits of extra money into there.
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    1st June today- another £440 paid off- I updated my signiture and my total debt is down into the £27,000s (just!) Which made me feel very good. 
    Having a bbq tonight with some friends to celebrate the new rule change. Haven't seen 2 of them since March so really looking forward to that.  
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    edited 11 September 2021 at 11:50PM
    Having a break from the sheer amount of paperwork i've produced in school today. I unexpectedly had two lessons freed up (my class were working on a project outdoors) and I've smashed out a load of my paperwork for this term - I had it in my head but not down on paper so that's all now done and nicely filed. 
    I've got so much extra to do this term. 7 weeks until the summer holidays and I hopefully will be able to wrangle a payrise as we finish for the year as one was promised and I can hopefully end the year with an extra couple of hundred a month which would be fantastic which would help me to pay off my debts much faster. 
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • Amazing on getting in to the £27,000s!

    Also just read through your diary and on the Q re Prolific at weekends, I have sometimes done some on a weekend, so if you're having a quiet one might be worth having it logged in, just in case. It's been a bit quiet for me this week but sure it goes in waves.
    Total Debt @ LBM: £26,380.49
    • Total debt: £2,500
    • % of my debt gone forever: 90%
    Debt Free Goal Date: June 2023
    My Debt Free Diary 
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    Been super busy this week in work but managed to slog through with most of the paperwork done. 
    Most days this week were NSD. Went shopping for work treats (i heavily bribe my form to behave but thats sanctioned and funded by the school so im not counting it as spending as its not my money) but other than that the only thing I spent money on was stamps. 
    Does anyone have any experience with Bulb. I switched to them about 18 months ago but they've been slowly creeping up their costs. I racked up a deficit during the winter due to joining them in the autumn so I didn't get the summer stretch to keep the gas use low. But I've not had the hearing on since March and it's still claiming my gas usage is high. I'm going to go and look at the specific numbers over this weekend. Currently my account is just over -£400 but hasn't been dropping and every few months they suggest i increase my direct debit. I've been sending them regular readings of both metres. 
     
    Anyhoo, does anyone have their gas/electric with Bulb? How do you find their rates? And most importantly; could I switch supplier when I have a debt with Bulb?
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
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