Debt Free by '23

edited 30 November -1 at 1:00AM in Debt Free Diaries
114 replies 6.8K views
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  • MidsHollieMidsHollie Forumite
    291 Posts
    100 Posts First Anniversary Name Dropper
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    Yes @Sarahwithlove, I definitely could make a veggie chilli and a good few chicken dishes with very little from the shops, which would probably be enough to last me a couple of weeks (with very little variety). Thank you.
    I’ve sent another £350 to the debt today, after sorting out my zero based budget for March. I’ve paid off just shy of 55% of my debt, over £18000 paid, with under £15000 left. It still feels a long way to go, but breaking it down in to three £5000 chunks feels really manageable. I can’t tell you how much I want this debt GONE!!!

    <a rel="nofollow" href="https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1">https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1</a>

    True LBM, December 2019 = £32934. Current Debt = £12762. 1% Challenge = 61.1%. #51 3-6 Month EF Challenge = £1200/£6000



  • MidsHollieMidsHollie Forumite
    291 Posts
    100 Posts First Anniversary Name Dropper
    ✭✭
    I’ve paid another £400 off my debt. 
    Not really sure how I’m doing in terms of spending etc as I’ve done a really and job of keeping track, abut I can’t have gone too far wrong. 
    Will spend some time next week doing a review of finances. 
    Most boring diary up date ever! 

    <a rel="nofollow" href="https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1">https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1</a>

    True LBM, December 2019 = £32934. Current Debt = £12762. 1% Challenge = 61.1%. #51 3-6 Month EF Challenge = £1200/£6000



  • mark55manmark55man Forumite
    6.7K Posts
    Part of the Furniture 1,000 Posts Name Dropper
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    Ha, that's not boring - pop over to mine if you want dull :smile:

    I think I saw you in an ice-cream parlour/Drinking milk shakes cold & long/Smiling & waving & looking so fine
    Weight 30/09/2021:97kg - YTD: +0.5kg, Trips to tip: 08/52 - Rooms Decluttered: 0.5/4 - Sep Steps (L:Av:H):(614:4862:21872)
    Debt 01/01/2021:£107.5K -- YTD:[email protected]%:£2.8k - Mortgage Neutral Pot:£16.8K/£90.6K - EF:£4.5K/£10K
    Debt Reduction 2018:£20K 2019:£16K 2020:£37.5K 2021 Reduction @30/09/21: £35.5K (£107.5K-Mortgage - CC3 + MN_pot + EF))
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