I've got to get through this!

meyore

Hi I've been away from the boards for a couple of weeks now for a couple of reasons (mainly OH being home and enjoying myself too much!). Its given me chance to take stock and has renewed my enthusiasm to get debt free!

I thought I'd start my own sort of debt diary thingy here to map my progress and keep my enthusiasm up a bit. Feel free to read/advise if you want to, or not as the case may be!

Just a bit of background on me now...

I'm currently living with my mother while I'm selling my house as I cannot afford to keep it. At least this way my credit history remains good, as I would've ended up falling behind with payments etc. I am currently renting it out until January, when it will be sold. It will pay off a good portion of my debts, but sadly not all of them.

As soon as I am debt free me and my OH can start planning a future together, which is my main motivation. We want to get married, but I'm not comfortable going into marriage with my debts.

I owe a total of £18100 or there about at the moment and i am determined to get rid of this asap. I know its going to be hard but I really want to do this, so this is my challenge!

Thats enough about me for now, I'll try not to waffle on too much from now on, I promise...

skint_spice

Hi Meyore, is the house sold yet or are you not looking for a buyer till January? Good luck and I look forward to reading your diary.

meyore

I have a buyer and it'll all go through mid january fingers crossed. I can't wait, it'll be such a relief to get rid of it.

Sea78

Good to hear you have a buyer - how much will you be able to clear off your debts? Have you played around with the snowball calculator to see which debts to pay off- OH thinks I am sad the way I continually play on it and get excited when things change lol!

Sea xxx

skint_spice

That's good, hope you get on well with your folks then and don't end up spending more cos you end up going out more!

meyore

I get on with my mum great, but the way she lives her life annoys me and I can't wait to escape! :rotfl:
I don't go out much while OH is away which is most of the time. I spend most of my time working, at the gym or hiding in my room with my laptop! Not exciting, but its cheap and I'm happy!

meyore

I'm hoping for £10000 off my debts, which looks more than likely. I'm not getting my hopes up for anymore than that because I don't want to be disappointed!

The snowball calculator says September 2008, so I'm looking at how much I can better that by. My OH thinks I'm off my trolley with all my little money saving notes,websites etc, but he likes the results so can't complain

skint_spice

I should be DF september 2008 too but hoping it might be sooner. I think after christmas is over I'll just have to have NS months!

meyore

I can relate to that-who needs food anyway!

Larumbelle

Hey girl :grouphug: Thought you'd fallen off the end of the world by mistake!

Course, if I'd have remembered your OH was coming back I'd have known what to expect

meyore

Hey good to hear from you! :wave:
It was great to have him back for a while, but it makes it 10 times as hard now hes gone again. Hes been gone a week and I'm still moping around! I have some lovely memories to go on with though. If I can work out how to post pictures I'll put some of the pass out parade up at some point. :grinheart