'Closed Accounts' on Noddle

CurlyWurly13

Hi,

I am not sure if this is in the right section but I am wondering if you can be chased for debts shown in your 'closed accounts' section on Noddle. 2 separate companies have been sending emails chasing debts that are considered 'settled' or 'satisfied' on my Noddle account.

Can someone please shed some light on to what the 'closed accounts' actually are?

Thanks

foxy-stoat

You can be chased for any debt if you are liable. A status on credit reference agencies do not release your liability to debts.

[Deleted User]

The closed status isn't of importance - it's whether they are settled/statute barred.

Anthorn

CurlyWurly13 wrote: »

Hi,

I am not sure if this is in the right section but I am wondering if you can be chased for debts shown in your 'closed accounts' section on Noddle. 2 separate companies have been sending emails chasing debts that are considered 'settled' or 'satisfied' on my Noddle account.

Can someone please shed some light on to what the 'closed accounts' actually are?

Thanks

Can't answer without knowing whether the debt collection notices are coming from the original lender or a debt collection agency they have appointed or whether the original lender has sold the debt.

It's not unusual for a lender to sell the debt and then mark it as closed or settled or satisfied. In that case the debt will be shown as such in your credit history but you owe the debt to the new owner of the debt.