MSE News: Asda HALTS trial of temporary £99 'pay at the pump' charge

Supermarket giant Asda has suspended a new £99 pre-authorisation hold on the cards of customers who pay for fuel 'at the pump' after finding some banks may not be immediately returning money to customers, MoneySavingExpert can reveal...
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'Asda HALTS trial of temporary £99 'pay at the pump' charge'
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  • VfM4meplse
    VfM4meplse Posts: 34,269
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    Well thank heavens for that. Stupid idea and not at all customer friendly.
    Value-for-money-for-me-puhleeze!

    "No man is worth, crawling on the earth"- adapted from Bob Crewe and Bob Gaudio

    Hope is not a strategy :D...A child is for life, not just 18 years....Don't get me started on the NHS, because you won't win...I love chaz-ing!
  • PasturesNew
    PasturesNew Forumite Posts: 70,698
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    I'm surprised it ever trialled, to be honest. Few people have £99 in their banks, especially in the 2nd half of a month ....

    It sounds like they failed in their negotiations with banks - surely an organisation that large would've started with the discussions at bank level to see if the banks anticipated any issues and what the processes would be in order to set up and be running .... and to hear any reservations from the banks who might have trialled similar schemes for other customers.

    Somebody needs to send the trial organisers a picture of an 4rse and an elbow and ask if they can tell them apart.
  • Mchambers
    Mchambers Forumite Posts: 1,054 Forumite
    I would complain to to the banks for not returning money.

    Con merchants !!.
  • joncombe
    joncombe Forumite Posts: 320
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    This seems somewhat illogical. If you pay in the shop rather than at the pump, you don't have to prove you have sufficient funds to pay for the fuel before you fill up. So why do you need to if you pay at the pump?
  • robin58
    robin58 Forumite Posts: 2,802 Forumite
    edited 10 May 2018 at 6:27PM
    joncombe wrote: »
    This seems somewhat illogical. If you pay in the shop rather than at the pump, you don't have to prove you have sufficient funds to pay for the fuel before you fill up. So why do you need to if you pay at the pump?

    Would assume it's to do with the high possibility of fraud loss.

    Anyway in the shop if you use chip and pin they do check if you have sufficient money or credit in your account before the bank authorises the payment to the supermarket.

    Also, in the shop they can call the own security and/or the police.
    The more I live, the more I learn.
    The more I learn, the more I grow.
    The more I grow, the more I see.
    The more I see, the more I know.
    The more I know, the more I see,
    How little I know.!! ;)
  • gadgetmind
    gadgetmind Forumite Posts: 11,130
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    I cannot recall the last time a tank full of fuel cost sub £100 ! If Asda will le me slap 90l of fuel in my car for that little, they've got a deal!
    I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.

    Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.
  • VfM4meplse
    VfM4meplse Posts: 34,269
    10,000 Posts Combo Breaker I've been Money Tipped!
    Forumite
    robin58 wrote: »
    Would assume it's to do with the high possibility of fraud loss.

    Anyway in the shop if you use chip and pin they do check if you have sufficient money or credit in your account before the bank authorises the payment to the supermarket.

    Also, in the shop they can call the own security and/or the police.
    Which they could do if they changed the trading model of their petrol stations. Being cheap, stripped back and lean is one thing, but petrol stations that sell nice food are always buzzing with trade.
    Value-for-money-for-me-puhleeze!

    "No man is worth, crawling on the earth"- adapted from Bob Crewe and Bob Gaudio

    Hope is not a strategy :D...A child is for life, not just 18 years....Don't get me started on the NHS, because you won't win...I love chaz-ing!
  • lukeuser01
    lukeuser01 Forumite Posts: 17 Forumite
    Mchambers wrote: »
    I would complain to to the banks for not returning money.

    Con merchants !!.

    That's exactly what I was thinking, the bank is clearly in the wrong. I wonder what bank(s) it is
  • gadgetmind
    gadgetmind Forumite Posts: 11,130
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    lukeuser01 wrote: »
    That's exactly what I was thinking, the bank is clearly in the wrong. I wonder what bank(s) it is

    No money was taken as it's a pre-auth.
    I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.

    Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.
  • Lorian
    Lorian Forumite Posts: 5,409
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    I filled up at an asda automatic pump on the 7th May. My card was pre-authed with £1 and turned to the right amount today. So as far as my experience goes this is a non story.
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