Late father's pit pension

Tracey2

Hi my father passed away in November 2016 aged 65. He had a pit pension from his 30 years as a miner held with Aon Hewitt. All documents we have show dads pension to be in excess of £100,000 but Aon Hewitt say nothing payable due to dad not passing away within five years of him retiring and claiming his monthly pension. Has anyone got any knowledge of this please? We know dad also signed a section 28A form which someone may understand. Thanks for any help in advance x

Malthusian

If he claimed his pension more than five years ago then Aon Hewitt are almost certainly correct. There is no £100,000 anymore, that was exchanged for the agreement to pay him his monthly pension for the rest of his life.

Are any of these documents showing a value over £100,000 dated after he started claiming his monthly pension?

xylophone

https://www.bcsss-pension.org.uk/
Was this the scheme (administration recently transferred from Aon Hewitt to Capita)?

https://www.bcsss-pension.org.uk/death-of-a-member/overview-of-death-benefit

BCSSS members can name the person or persons they would like to receive any cash sum payable on their death. Cash sums are payable in respect of members who die before their pension has come into payment or who die within the ‘guarantee period’ (five years for most members) after their pension starts.

The Trustees have a discretionary power to pay any cash sum on death to a relative or dependant rather than to your estate. Although (mainly for tax reasons) trustees cannot be bound by such declarations, the Scheme’s Trustees will, if you complete a form, be able to take your wishes into account. You can download and complete a form below, or you can obtain a copy from the Administration Office.

If you have already completed a Death Benefit Election & Declaration Form, please think about whether your circumstances have changed and it might need to be updated.

Has your father left a widow/dependent children?

Tracey2

I'm not sure. I'll have to look through the paperwork again. Aon Hewitt hold the biscuit factory pensions and its taken two years to finally get my late mums pension which should have gone to dad. I had to get the financial ombudsmen in the end so this is why I'm doubting what they say.

Tracey2

The named person is myself as I'm an only child which was specified in the section 28A form. Mum passed away before dad leaving no dependants. He was a very intelligent man who knew his stuff and whom spoke with my husband about his pension constantly towards the final weeks of his life making him aware of what dad wanted him to do etc. Aon Hewitt have been very vague at explaining anything in fact i find them quite patronising. The money is of no consequence its the principle. I don't want to feel I've failed my dad if tgat makes sense. He worked so very hard for me to just accept everything without explanation