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I've actually saved sensibly for something!

i've had loads of car trouble over the past week and it has cost me £100 on Friday because I broke down and then £369 yesterday for my MoT and service (needed new exhaust etc). However I have broken the habit off a lifetime and actually had the money in a saving account so I could use my debit card rather than sticking my head in the sand and popping it on my credit card. It's a real milestone for me and it feels great so thought I'd share!:j. Would rather have spent the money on a holiday though but hey ho!
HSBC Visa-High interest-£2349.23 Nat West £2605.18
My Overdraft-£1500
Barclaycard-1089.77
Marks and Spencer card- 3331.30 next 92.67
Total was 11066.29 now £10,968.15

Comments

  • taplady
    taplady Posts: 7,184 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well done :T its a great feeling isn't it to actually have the money to pay for something like this saved up in advance !:j
    Do what you love :happyhear
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done..that must have been a great feeling
  • Well done you. Yet to achieve this but i will get a savings account sorted. Mind you i did have the money put by for DD's school uniform.

    ym
  • That's great well done! Feels brilliant doesn't it!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • chaz19
    chaz19 Posts: 21 Forumite
    Well done you :T.

    And can I suggest that whilst the thought of a holiday by the sea/skiing etc is lovely, it's not too late to start collecting the Sun £9.50 holiday vouchers. I'm "treating" (lol) my OH, sister and nephew to 4 nights in Great Yarmouth. Even with entertainment passes etc it works out at less than £60.00.
    Abbey cc-£8,154 &More cc-£9,705
    Barclaycard-£4,895 O/Draft-£1,000 Bank "reserve fund"-£500 Parents-£10,000 TOTAL-£34,254 :(
  • Spirit_2
    Spirit_2 Posts: 5,546 Forumite
    1,000 Posts Combo Breaker
    Well done. You deserve to feel good about doing this.sport-smiley-001.gif
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