In the nick of time

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  • SandyShores
    SandyShores Posts: 1,523 Forumite
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    So sorry to hear this moneyfordreams.  Sending hugs, take it day by day, you'll get there. xx
    Mortgage 31May est. £183,500 £244,947, Ends Jan'38 Jun'39 (target Feb'31)
    H2B Loan Est: £75k (accord to NW) - saved for Jun25 so far £15

    EF £6,325; Personal savings (PBs/ISA new car fund): £2200
    Check Seven Goals Regularly; Work-life balance.
    Celebrate being 60; Be 'Good Enough'
    Books Read: stuck on no.6 in 2024
  • Tahlullah.H
    Tahlullah.H Posts: 1,227 Forumite
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    The positive to this is that you appear to be communicating whilst living under the same roof.  Do you know what you want yet?

    Stay strong, sadness is to be expected.  You are grieving the loss of something that was precious to you.  Trust.
    What I do not give, you must never take by force.
    Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
    God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young.
    Linkin Park
  • savingholmes
    savingholmes Posts: 27,544 Forumite
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    Congrats on your formal graduation. 

    I'm sorry you are going through this. I'd say get a good lawyer asap. If you want a recommendation PM me as mine was all done virtually so it doesn't matter where you live.
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 236 payments to go - now £183,036 Equity 26.8%
    2) Spend on handyman & external building works & new patio door £12.65K
    3) CC £4.6K on 0% spends card but offset by £33.8K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £10.2K/£127.5K AVC target 8% value at 15/5
    5) FI Age 60 annual income target £13.7/30K 45.7%
  • savingholmes
    savingholmes Posts: 27,544 Forumite
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    Only you can decide what's right for you - and at your own pace.
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 236 payments to go - now £183,036 Equity 26.8%
    2) Spend on handyman & external building works & new patio door £12.65K
    3) CC £4.6K on 0% spends card but offset by £33.8K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £10.2K/£127.5K AVC target 8% value at 15/5
    5) FI Age 60 annual income target £13.7/30K 45.7%
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