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What it's worth being frugal about?
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This is not counting the end of Oct, Nov and Dec of course.
I spend for a family of four. OH spends important stuff such as mortgage and electric. You can see the proportions I spend in.
All categories Amount (£)
Total money out 17730.36
Food & Drink
4385.37
Entertainment & Leisure
2373.95
Savings & Financial
2200.00
Clothing & Grooming
2073.58
Uncategorised
1919.87
Household Bills & Utilities
1552.82
Cash Withdrawals
1121.41
Childcare & Education
513.00
Bank Payments & Transfers
510.50
Home & Garden
278.63
Retail (Other)
254.20
Motoring Expenses
219.38
Business & Donations
206.77
Holiday
55.83
Healthcare
55.60
Public Transport
9.450
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