Don't know where to start

maman

DevilsAdvocate1 wrote: »

I don't think much can be done. My eldest two boys are very musical and the eldest wants to study it at university. He has 2 piano lessons, 1 viola lesson and 1 guitar lesson every week. Middle son has 1 piano lesson, 1 viola and 1 guitar. Youngest has 1 violin lesson and 1 drum lesson.

Sometimes, my eldest covers for one of the teachers and that week all 3 boys get their guitar or drum lesson free. Son also gets paid, so works well :rotfl:But doesn't happen too often

I figure skate. I go 4 times a week and would actually like to go more, but know I can't afford it. My youngest figures skates too and is good, so don't want to stop him. He talks about doing this when he grows up, if he's good enough. As a boy, it should be easier for him than if he was a girl as there is a shortage of boy figure skaters.

Just going to have to increase my income and save my husband's increase in wages. And spend less in other areas. There just always seems to be something we have to buy

At least you're not wasting the money on stuff! I think saving the increase in wages is an excellent idea. That would clear your debt in 18 months even if you did nothing else. If you meal plan and shop in Aldi's for the ingredients then your DH will have no need to go to Sainsbury's and do extra spending so more savings can be made there. If you can earn more by increasing your hours or whatever then that'll help too.


Good luck with the SoA. The people on DFW boards can be harsh but they're expert at suggesting ways of cutting back.

HOWMUCH

What is your debt on, if it's a credit card look at changing to a 0% one