We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Let's Do This

2456

Comments

  • andrewbro
    andrewbro Posts: 60 Forumite
    Have just received £1000 in fees from my consultancy business. Unfortunately I can't use them to pay down my debts as I have a tax bill of £1200 to pay at the end of July but at least it removes that particular stress!
    Natwest: £17940
    Barclaycard 1: 450
    Barclaycard 2: £7400
    Halifax: £8,100
    Tesco: £3000
  • Good luck on your journey. I'm also aiming to clear my £12k debt by the time i'm 40 and am about to turn 35.
    Lloyds CC: [STRIKE]£8651[/STRIKE] £8307 - Barclaycard CC: [STRIKE]£813[/STRIKE] £1208
    MBNA CC: [STRIKE]£2712[/STRIKE] £2005 - Mint CC: [STRIKE]£782[/STRIKE] £976
    TOTAL Start debt at 10th June 2015 : £12,972 :eek:
    Current debt (8th October 2015): £12,496 = 3.67%
  • andrewbro
    andrewbro Posts: 60 Forumite
    Good luck Honeypoo - I am sure that you will get there!
    Natwest: £17940
    Barclaycard 1: 450
    Barclaycard 2: £7400
    Halifax: £8,100
    Tesco: £3000
  • andrewbro
    andrewbro Posts: 60 Forumite
    A new week ahead. I have paid an extra £69.60 off my Natwest card. This takes the current balance to below £1000 which is rather satisfying. I have also prepared my own lunch for work. Hopefully this is going to be a good week!
    Natwest: £17940
    Barclaycard 1: 450
    Barclaycard 2: £7400
    Halifax: £8,100
    Tesco: £3000
  • andrewbro
    andrewbro Posts: 60 Forumite
    Brought my own lunch into work again. I am also able to bill for some work that I have done for my consultancy. It is only about £100 but it all counts!
    Natwest: £17940
    Barclaycard 1: 450
    Barclaycard 2: £7400
    Halifax: £8,100
    Tesco: £3000
  • andrewbro
    andrewbro Posts: 60 Forumite
    It has been up and down for me over the last week or so.


    I was told that there was a risk that my hours could be cut because there is not enough funding for my role. I have been on leave over the last week so hopefully things will be clearer on my return. My boss and her boss seemed optimistic that funding would be found but it is going to be a nerve wracking couple of weeks. Potentially my hours could be cut in half which would mean the same would happen to my salary.


    I am however going to keep sticking to the plan and pay off as much as I can when I can. I will also start brush off my CV and get looking for alternative work in case I need it.
    Natwest: £17940
    Barclaycard 1: 450
    Barclaycard 2: £7400
    Halifax: £8,100
    Tesco: £3000
  • andrewbro
    andrewbro Posts: 60 Forumite
    Have spoken to my boss today and she seems positive that I will remain full-time which a relief.

    Have also done some adding up and since starting this thread I have reduced my debts by £2758 which is a good start I think.

    Just need to keep positive!
    Natwest: £17940
    Barclaycard 1: 450
    Barclaycard 2: £7400
    Halifax: £8,100
    Tesco: £3000
  • kittycatfan
    kittycatfan Posts: 210 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Hi you have made a excellent start keep it up
  • andrewbro
    andrewbro Posts: 60 Forumite
    Had a call out of the blue from a recruitment consultant asking if I could send them my CV as I may be suitable for a role. Things may be ok!
    Natwest: £17940
    Barclaycard 1: 450
    Barclaycard 2: £7400
    Halifax: £8,100
    Tesco: £3000
  • Fingers crossed regarding work!
    It will all be ok in the end - if it's not ok, then it's not the end!
    Saving for Christmas 2019 #27 total £62.00
    Sealed pot challenge 12 #32 total £67.50
    Mortgage paid off.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.