OK I'm worried now...

Newlyboughthouse

meer53 wrote: »

So, you'd class him as a lodger then ?

The longer you stay together. the more he would be able to claim. If you don't want him to have a claim, then get something down in writing which you both agree to.

Just such a formal, awkward thing to do lol, may have to have a serious think about that though depending on whether the bills thing is a good idea...

warehouse

kazwookie wrote: »

My OH moved in with me, I took legal advise and all he pays for is his food and towards the bills.

I do not even let him do any maintance, or any thing similar.

I do allow him to hoover and cook the odd meal, put on the washing machine, but that is all, and I am very carefull about it all.

Sounds like a relationship built on trust.







































Not.

Newlyboughthouse

warehouse wrote: »

Sounds like a relationship built on trust.







































Not.

TRUST NOBODY :eek: your bestest most closest friend will probably screw you over at some point - look at Katie Price :rotfl:

Kazwookie - keep that head firmly screwed on!

Mojisola

If he pays all the household bills (rather than just half), that could be seen as payment in kind towards the mortgage.

One way round the problem is for the non-owner to pay into a separate account however much is decided as fair. Keep a float in there which would be enough for him to instantly move out if you told him to - deposit and a few months' rent elsewhere.

Anything above that is counted as joint money for holidays, special events, rainy day funds, etc.

Mojisola

There's good advice on http://www.advicenow.org.uk/living-together/ that's worth reading through.

ACG

I think if the accounts are joint and you can evidence he has only contributed half to what he has used then that helps your argument. What easier way than 2 payments in each month - anything at the end of the relationship (assuming there is an end) can be split 50/50.

I think you really should think about this. Put the shoe on the other foot, what would you think?

meer53

The thing is, if you're living with someone and they pay towards living expenses, and you split up, a solicitor (if one is involved) will argue the case for that person to receive some sort of benefit for doing that during the course of the relationship.

Unless that person is happy to walk away without asking for anything of course. Depends on how long the relationship lasts and how amicable it all is. My ex signed over the equity in our jointly owned house and i took over the mortgage. But then he was very, very guilty about the fact that he left me with 2 children after i found out he had been having an affair.

The usual scenario is where wives or partners have been stay at home Mums and the husband has gone out to work and paid all the bills, mortgage etc. The wife would still be entitled to her fair share of any equity as she would be classed as having contributed by way of looking after the home and children.

You may find yourself in the same situation.

ACG

You cant go through life not trusting anyone!

Like I said, I bought my house, I put down the deposit, I have done most of the work on it etc but if anything happened to us, shes entitled to half the profit in my opinion.

Newlyboughthouse

Mojisola wrote: »

There's good advice on http://www.advicenow.org.uk/living-together/ that's worth reading through.

That's fantastic thanks for this little find. The agreement template is perfect - just hope is enforceable.

Thanks all so much! Would appreciate hearing about any real-life experiences going forward or other opinions on the matter.

Newlyboughthouse

ACG wrote: »

You cant go through life not trusting anyone!

Like I said, I bought my house, I put down the deposit, I have done most of the work on it etc but if anything happened to us, shes entitled to half the profit in my opinion.

I can and I do go through life not fully trusting - works fine for me ha, each to their own though.

Wrt OH being entitled to half the profit - I respectfully disagree - again head over heart here - I put forth the risk, worked my !!!! off to save, work my !!!! off to overpay, look after the upkeep