We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Smilie's Diary for the Pilgrimers
Comments
-
0
-
Smilie of the day.
0 -
Smilie of the day.
0 -
I know I've been *outta the loop* in a while, but has anyone heard from Hopefuljoy lately?
GreyingGrocery Spend January 2026 £19.67/£300
Non-food spend January 2026 £0.85p/£80
Bulk Fund 2026 Month 1/12 - £0/£1200 -
Smilie of the day.
0 -
No Greying, I have thought of her often but she has been noticeably absent. She was struggling with some issues at work and was a bit down though

Smilie, on my way home from work on Friday, not once but twice seagulls pooed so close to my feet if I had been a step further, it would have been on my head :eek:
A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie0 -
Smilie of the day.
0 -
Smilie of the day.
0 -
You can never have too many smiles
0 -
Jeez, wish our office photocopier was as reliable.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

