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Where to keep Title Deeds?
IamRoy
Posts: 3 Newbie
Where would you suggest is the best place to keep home title deeds?
I suppose options include;
a) pay conveyancing solicitor an annual fee to retain them.
b) keep them at home (though presumably this is potentially risky)
Are there any other possible options, or do you have any comments on the options above?
I suppose options include;
a) pay conveyancing solicitor an annual fee to retain them.
b) keep them at home (though presumably this is potentially risky)
Are there any other possible options, or do you have any comments on the options above?
0
Comments
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Keep a few pounds on the mortgage and leave it as the lenders problem.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Land Registry. File them electronically.0
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Is this registered land?
If it is, the title is registered with the Land Registry and the package you have, no longer proof of ownership.
The package may contain useful details of covenants and th original lease if it's leasehold so it should be kept safe, but perhaps isn't quite as valuable as it was.
Scan it all and keep it electronically too.
If it isn't registered, get safe keeping at your local bank if you don't want the expense of registering it now and have no mortgage.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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