We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Scottjack's reduction in debt free date tip!
scottjack
Posts: 40 Forumite
Worked out my own state of affairs for snowballing and put it all into www.whatsthecost.co.uk a while ago but wasn't too sure about the APR rates on two of cards so just put my estimate in there.
Having just rang Lloyds and Virgin I've just managed to knock 3 MONTHS off my DFD!
Virgin have reduced my APR from 29 to 22.9 (Still high but I've got to keep it at that for now) and Lloyds I had down at 29 is actually 14%.
Give them a call and ask for a reduction, no harm in trying! :beer:
Having just rang Lloyds and Virgin I've just managed to knock 3 MONTHS off my DFD!
Virgin have reduced my APR from 29 to 22.9 (Still high but I've got to keep it at that for now) and Lloyds I had down at 29 is actually 14%.
Give them a call and ask for a reduction, no harm in trying! :beer:
0
Comments
-
nice one! :beer:Starting debt @ LBM: £8436.51 (8/5/7)
Barclaycard: £5804.52 (May 07) - 6.9% LOB Now: £5315.25
Egg: £1640.99 (May 07) - 1.9% May 08 - Now: £1242.69
[strike]Barclays O/D: £991dr (May 07) - 16.9% - Now: £0.00[/strike]
Debt August 07 £6557.94
Aim: To Clear Barclays OD by Nov 2007! Realistic DFD: August 20090 -
Excellent! Well done you!2023: the year I get to buy a car0
-
I concur!!!
I managed to get MBNA to reduce the rate on my cc from 14.9% to 11.9% and then down further to it's current 7.9%! All I did was say I was planning to move to another card and I think both times I had a balance on it too!
And Barclaycard also reduced the rate from 14.9 to 11.9 when i threatened to leave them, however then I think the balance was nil.
So CALL AND TRY YOUR LUCK PEOPLE - IT CAN'T HURT ;-)Melt 7 lbs in May challenge - aim to lose 7 lbs
Starting weight: 150lbs (10st 10lbs / 68kgs):eek:
Current weight: 147.7 lbs (10st 7.7/67 kgs)
Ideal weight: 125lbs ish (8st 13lbs / 57kgs) :j - would love to be 8 stone something!!!
Realistic aim: 132 lbs (9st 6lbs / 60kgs) :mad:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards