BookWorm's MFW Chapter

mortgage_girl

Ooh a new car (well, maybe). Very exciting. I loved getting mine and am still pleased with my decision to this day - that was 5 years ago! :rotfl:

Enjoy the LED brightness.

MGx

BookWorm

Evening

Thanks for popping in MG. Still pondering the car situation but loving the new bulbs

I've had a weekend away visiting family. It was a nice break and I wish that I had longer. I'm feeling pretty weary tonight and can't see me being late to bed... so rock and roll eh? :rotfl:

No OP news sadly. I've got £2.82 being requested from TCB but nothing else to report right now

BW

mortgage_girl

Keep pondering, I often find the anticipation aka 'dreaming' is often more exciting than the actual purchase (although I do really love my car ). Rock and Roll lifestyle - I'm on my hols and still in need of early nights...think I'm ready for the kn*ckers yard! :rotfl::rotfl::rotfl:

Hope you feel better after a good nights sleep.

MGx

BookWorm

Afternoon

It's been another busy week in BW's world. More staff resignations and constantly increasing work loads :eek: I've had 2 nights out (one with work and one purely for pleasure). Did feel a bit delicate after the work one....:o... can't handle going out on 'school night'anymore ... :rotfl: Last night's was much tamer and involved dinner and a catch up with a mate.

Looking forward to pottering around the house this weekend as don't feel like I've been here that much this week! :cool:

I had an appointment this week to see new bank re: moving the mortage. It went great...flew through the affordibility checks and got approved instantly :T so will have a lovely new rate of 1.84% from April :j

I also won a £10 Am@zon voucher in a prize draw this week

Little to report on the survey front as they've taken a back seat this week. Only payment requested is a £3 which will be OP'd once it hits my account. I do need to spend some time this weekend catching up

Right I need more :coffee:.. back later

BW x

hiddenshadow

1.84% is brilliant! Well done.

BookWorm

Thanks Hidden I'm pretty pleased with it. I will be extra excited to update my spreadsheets with the new rate permanently

CathT

That's a great rate!

BookWorm

Thanks Cath

I've decided to have a lazy day today. Other than I popped out earlier to get de-icer and some chappati's...all other chores are being postponed til tomorrow

I'm making chicken rogan josh for tea (hence the need for chappati's) Just fancied one and figured it's better than ordering a takeaway

I've also just realised that it's Mothers Day in 2 weeks time so need to sort something for that. Thinking cap on :think:

Wet and dreary day here though warmer than the last few days have been. Roll on spring!

midnight_child

Fantastic rate, you must be very pleased :beer:
What are the odds that deal will still be around in 12 months time.........

MC

BookWorm

Thanks MC Yes I am pleased I will keep my fingers crossed for you that it is still available (who knows what the future will hold?!) They have been saying rates will rise since I bought this house and nearly 6 years on, it still hasn't happened.

Interestingly the bank valued my house at more than I paid for it. Although that was a good thing, I knew it wasn't enough to push me down another LTV bracket. When I commented on that....the bank person pointed out that the rate was the same on the next bracket too (as least on the fee free option) which is what I have gone with.

I've just worked out that the new rate is around 72% less than then one I had when I purchased the house :T I just wish the monthly payment was reduced by the same proportion :rotfl: