Student Loan (graduated '12) & Bailiffs

jeyre1

I received a final notice/warning letter through the post from a bailiff about an overpayment of student grant in my final year. This was the first I'd heard of it.
After exchange of a few emails, the SLC has now sent me through an actual invoice requesting payment (dated after the bailiff final notice).

It seems out of order to be asking for £300 back as they have redone their calculations since I graduated almost 2 years ago.

Can they actually demand this back, as money is very tight (currently in debt/no savings and earnings last tax year were under £9k)?

Any advice would be helpful, thanks guys.

JKSandy

Yes they can demand it back.

You need to contact them and ask them for a breakdown/explanation of how you ended up with an overpayment.

You will be able to make a payment plan with them if you are required to pay it back.

AndyBSG

Also, if your earnings are as low as you stated then you need to check if you should even be paying this as you should only be paying student loans once you are above a certain salary threshold.

marliepanda

AndyBSG wrote: »

Also, if your earnings are as low as you stated then you need to check if you should even be paying this as you should only be paying student loans once you are above a certain salary threshold.

This is not repayment of the loan, this is repayment of an overpayment so treated a bit differently.