We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Why I don't feel deprived.
Comments
-
There have been so many benefits from facing up to my gigantic, out-of-control credit card debt and learning to budget within my slender means.
Chief amongst them is -- a decent night's sleep. Ten years ago I thought my brain was somehow 'programmed' to wake up in the small hours every night feeling anxious and low. Now I know it was just my subconscious trying to make me -- literally -- "wake up". Most nights I sleep straight through now and it's wonderful.Debt £21,000ish (Down from £29,183 May 10)
Income £18,000 (up from £13,500 in 2010)
Proud to be dealing with my debts0 -
Well done.
What we've achieved -
* The ability to budget
* The sense of control over the debt (rather than the random tumbling and sliding out of control)
* A sense of achievement as each debt it wiped out
* The knowledge that we will never again owe over £40k, nor £30k and soon, it will never be over £20k and then £10k and then £5k.... you get the idea!!
* A clear view of lender's practices and the system's determination to bring people into debt and keep them there.
SAAC130
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards