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Thought I'd attempt to start a diary again
<3FallenxAngel<3
Posts: 51 Forumite
Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 2
Number of children in household......... 5
Number of cars owned....................
Monthly Income Details
Monthly income after tax................ 723.67
Partners monthly income after tax....... 0
Benefits................................ 2199.17
Other income............................ 0
Total monthly income.................... 2922.84
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 568.75
Management charge (leasehold property).. 0
Council tax............................. 15
Electricity............................. 130
Gas..................................... 130
Oil..................................... 0
Water rates............................. 50
Telephone (land line)................... 19.33
Mobile phone............................ 110
TV Licence.............................. 12.12
Satellite/Cable TV...................... 19.33
Internet Services....................... 19.33
Groceries etc. ......................... 300
Clothing................................ 50
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel............................ 260
Childcare/nursery....................... 0
Other child related expenses............ 175
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 200
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 100
Haircuts................................ 30
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 50
baby bits............................... 100
pet food etc............................ 100
Total monthly expenses.................. 2438.86
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0
No Secured nor Hire Purchase Debts
Unsecured Debts
Description....................Debt......Monthly...APR
provident......................2000......186.......0
capital one....................100.......5.........0
very...........................1000......45........0
p2p loan.......................1200......125.......0
fashion world 2 ...............1500......10........0
DWP............................1000......30........0
vanquis........................800.......10........0
studio.........................1000......10........0
scs............................2500......10........0
jd williams....................2500......10........0
fashion world..................2500......10........0
Total unsecured debts..........16100.....451.......-
Monthly Budget Summary
Total monthly income.................... 2,922.84
Expenses (including HP & secured debts). 2,438.86
Available for debt repayments........... 483.98
Monthly UNsecured debt repayments....... 451
Amount left after debt repayments....... 32.98
Personal Balance Sheet Summary
Total assets (things you own)........... 0
Total HP & Secured debt................. -0
Total Unsecured debt.................... -16,100
Net Assets.............................. -16,100
Created using the SOA calculator at https://www.stoozing.com.
Reproduced on Moneysavingexpert with permission, using other browser.
Household Information
Number of adults in household........... 2
Number of children in household......... 5
Number of cars owned....................
Monthly Income Details
Monthly income after tax................ 723.67
Partners monthly income after tax....... 0
Benefits................................ 2199.17
Other income............................ 0
Total monthly income.................... 2922.84
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 568.75
Management charge (leasehold property).. 0
Council tax............................. 15
Electricity............................. 130
Gas..................................... 130
Oil..................................... 0
Water rates............................. 50
Telephone (land line)................... 19.33
Mobile phone............................ 110
TV Licence.............................. 12.12
Satellite/Cable TV...................... 19.33
Internet Services....................... 19.33
Groceries etc. ......................... 300
Clothing................................ 50
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel............................ 260
Childcare/nursery....................... 0
Other child related expenses............ 175
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 200
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 100
Haircuts................................ 30
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 50
baby bits............................... 100
pet food etc............................ 100
Total monthly expenses.................. 2438.86
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0
No Secured nor Hire Purchase Debts
Unsecured Debts
Description....................Debt......Monthly...APR
provident......................2000......186.......0
capital one....................100.......5.........0
very...........................1000......45........0
p2p loan.......................1200......125.......0
fashion world 2 ...............1500......10........0
DWP............................1000......30........0
vanquis........................800.......10........0
studio.........................1000......10........0
scs............................2500......10........0
jd williams....................2500......10........0
fashion world..................2500......10........0
Total unsecured debts..........16100.....451.......-
Monthly Budget Summary
Total monthly income.................... 2,922.84
Expenses (including HP & secured debts). 2,438.86
Available for debt repayments........... 483.98
Monthly UNsecured debt repayments....... 451
Amount left after debt repayments....... 32.98
Personal Balance Sheet Summary
Total assets (things you own)........... 0
Total HP & Secured debt................. -0
Total Unsecured debt.................... -16,100
Net Assets.............................. -16,100
Created using the SOA calculator at https://www.stoozing.com.
Reproduced on Moneysavingexpert with permission, using other browser.
:heart2:Tobii-Rhea Starr:heart2:
0
Comments
-
I'm not sure if that is right as had to guess a lot of figures. I have just contacted Step Change to set up a debt repayment doofrey. So I can just make one payment a month. I will find out the actual debt figures.
The child related expenses are Maintenance payments I make.:heart2:Tobii-Rhea Starr:heart2:0
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