Saving & Decluttering 2014 :)

Cherryjack

Hi Everyone :-)

Im starting a new thread, I really need to curb my spending ways this year.

I spend far too much on Clothes, Lunches, Presents etc

I have a situation, I cant move in my house its absolutely crammed full of stuff and I cant think straight anymore :cool:

To move forward, I am tracking my spends using an app.. Clearing my house out (using ebay) taking pack lunches in.. avoiding the shops..im on a complete clothes and ''stuff'' lock down!!

My house needs decorating and I want savings, I just feel sick to think of all the money I waisted last year. Anyhow im 14 days in and i've stayed out of the shops. Ebaying is going really well and weekends are now spent at home sorting the huge mess ive got myself into :rotfl::eek::eek::eek::eek::eek::eek:

Please feel free to join me.. help me clear my home and keep me on track xxx

Cherryjack

So i forgot my lunch for work today!!so quickly stopped by my house as i was near and picked up chilli cheese, ham and oat cakes. Quickly popped to post office, spent £29 in postage on a load of ebay parcels..feel glad that they have gone
I sold a bundle of baby clothes on fb the other day and got £20 thats gone in my sealed tin.

Cherryjack

So i got onto sky!!! my bill is currently £69.13 a month..after a 10 minute phone call and asking to leave it is now £31.50 for 9 months and £44.40 for the remaining 3. A massive £423.00 saving im amazed!! I love these forums , im so glad I picked up the phone now

Cherryjack

Pay day today, for the first month ever im saving my entire wages ive worked out what my partner earns and we can live on his wage alone. So thats £1500 into my Isa

Cherryjack

Ive been enjoying reading the thread ''How to fall in love with saving Money'' about another 12 pages of threads and then im uptp date
Quite dissapointed with myself today.. i got a coffee from Mcdonalds with loose change £1.79!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! i used to buy 2 a day...what was i ever thinking? i could get a whole pot of coffee for that. So thats a little habit i will nip in the bud. Secondly. my friend asked about us going away.. and i booked two nights for us for £69 and she will pay petrol..will be a girlie weekend.. kids be with there dad. I know we are allowed treats and i cant stay in forever but im dissapointed all the same that ive spent out.

Cherryjack

Also £6.99 on my friends little girl...i had already got her chocolate and panicked that she may have bought my child a present so made a last minute dash...i do this, i feel bad if i dont buy people things. My friend hadnt, so why was i in such a rush to go out and get something...i really didnt want to look bad

Cherryjack

Not updated for a while but feel the need to write after looking into the prices for holidays in school holidays. £2500 for spain or around £4500 in Florida.. i just cant warrent spending that sort of money. Can anyone afford these prices?

Cherryjack

Not updated for a while, but ive had quite a busy month with work. £800 paid out on tax return.. 2 birthdays to pay for. In theory I could have saved an extra £1000 this month..so ive had £2500 a month being frittered away. Ive ripped my bank account statement to shreds and the only transaction i was unhappy about was around £6 for mcdonalds. All in all given time i should have some decent savings. Ebay is going well £20 here and there going into my main bank account. Im going to update my signature with my ISA savings and also my house saving, i need alot of work done in each room and its going to cost alot. Im wanting to hit £10,000 saving in the ISA and then put the other money to save to get this house normal. I currently need each room decorated, plastered, new windows (4) a fireplace.. flooring, coving, skirting boards.. also if i can really be good an attic conversion.

Lots more to add to this list but for 2014 so far
3 Windows (Possibly in the sale December time)
Back Door(possibly in the sale December time)-need to look around quote for a stable door £2100 in the sale!!:eek::eek::eek::eek:
Fireplace (My aim is for August time)
Plastering(Can be done now)
Cuboard (Feb/March)
I hope to tick these off one by one but need to save first

BEAT_THE_DEBT

Hi there! Been reading with interest. Could you post link to thread please falling in love with saving money ?x

Cherryjack

Thanks Beat the Debt, was lovely having a reply nice to know im not alone..

Here is the link https://forums.moneysavingexpert.com/discussion/4797811

cathybird

hi Cherryjack!! found your diary Looking forward to going through it. Thanks for the link to mine - glad if it has proved useful in however small a way.