We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Phone debt

My mother is terminally ill and has been in a lot of debt in the past. She has been called today by her old mobile phone company (not sure if I am allowed to say their name) and told that she still owes £750 for a phone contract that she took out for a friend (unwise I know). Her friend has refused to pay and so it falls on her.

The women on the phone is dictating that she pay £80 a month which she simply cannot afford now that she is too sick to work.

She also said that if my mum does not call her back within 5 days she will put her number on to an automated calling system which will call her twice a day until she responds?!

What I need to know is can she dictate how much she pays back? She lives in rented accommodation and has no money to her name. The only possession she owns is a tv.

I could really do with some help or advice in how to approach this one as my mum really could do without the stress.

Thanks in advance.

Comments

  • i don't know much about this stuff but no, they can't dictate what she should pay them.
  • fatbelly
    fatbelly Posts: 23,634 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Get her a phone that does call blocking. £30 well spent.

    Find out what other debts she has and post again - might be useful for the pair of you to work on a SoA
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.