Bailiffs are coming and I don't know why!

the_why_bird

Thank you for your replies. I've contacted both the money advice service and the national debt helpline today and neither were able to give me any relevant advice.

I think I've run out of options here, I'm going to have to leave it until they figure out where I live and come looking for me. I'm frustrated, because if it does turn out to be a legitimate debt, I know the amount is going up while I'm sat around doing nothing.

patanne

I don't know if this will help but the debts that seem to come out of the woodwork years down the line are - online billing of mobile phones after the contract has finished & you believe you are up to date so don't go back to check and bank accounts with overdrafts that are paid off & closed and then interest added afterwards. If you are sure you have nothing like this then I don't think you have anything to worry about. If any do get on to you I suggest you send them the 'prove it' letter.

oldsmokie

Just a thought. I believe that you checked Registry Trust, Did you do so for any address that you have lived at in the past 6 years? A CCJ would be registered against you at a specific address (most likely the tenanted property in this case) but a belt and braces approach would be to check any address that you've lived at.

the_why_bird

Right. After asking a friend to go round in person I now have the number from the letter.

Apparently it's Marstons looking for me regarding an offence of 'keeping a motor vehicle without insurance' from July 2013.

I am certain this is a mistake. We only had one car at that address the whole time we were there and it was always fully insured. It was written off in September 2012 (shortly after we moved here) and scrapped by the insurance company.

Is there anything I should know before I phone Marstons? Will they be able to forward me the paperwork relating to it, or just tell me which court to contact? Will phoning them result in them being at my door tomorrow?

Anyone have any idea how to appeal this since it's apparently already been to court? I'm sure I can get a letter from the insurance company about it being scrapped, and a letter from my current landlord saying I had moved. What else might I need?

[Deleted User]

Is it possible DVLA were never informed the car had been scrapped?

As for appealing it, make a Statutory Declaration.

ValHaller

the_why_bird wrote: »

Right. After asking a friend to go round in person I now have the number from the letter.

Apparently it's Marstons looking for me regarding an offence of 'keeping a motor vehicle without insurance' from July 2013.

I am certain this is a mistake. We only had one car at that address the whole time we were there and it was always fully insured. It was written off in September 2012 (shortly after we moved here) and scrapped by the insurance company.

Is there anything I should know before I phone Marstons? Will they be able to forward me the paperwork relating to it, or just tell me which court to contact? Will phoning them result in them being at my door tomorrow?

Anyone have any idea how to appeal this since it's apparently already been to court? I'm sure I can get a letter from the insurance company about it being scrapped, and a letter from my current landlord saying I had moved. What else might I need?

I may be mistaken but ownership of the vehicle is normally transferred to the insurer in this situation. So did you register the change of ownership and keeper with DVLA?

DVAL may be a good place to start this, although don't discount the possibility that they will take contact details and pass them to Marstons

the_why_bird

Thanks,

Honestly I can't remember how things went when we scrapped the car. It was over a year ago. I know the insurance company took the entire V5 off me when the car was collected. I understood that they informed the DVLA but perhaps I was wrong.

Grrr. If we made a mistake by not writing to the DVLA personally, I'll hold my hands up. It's an eighty pound fine which I would've just paid, but because they were writing to me at a wrong address it's now 415.

Just had a horrible thought - do I now have a criminal record!?

the_why_bird

I suppose I'm just going to have to pay this. No one at the DVLA will speak to me about it - I have to write to them with the reference numbers from letters I never received and wait 14 days for an answer. And I certainly can't afford a solicitor and a day in court to appeal it.

harrys_dad

the_why_bird wrote: »

I suppose I'm just going to have to pay this. No one at the DVLA will speak to me about it - I have to write to them with the reference numbers from letters I never received and wait 14 days for an answer. And I certainly can't afford a solicitor and a day in court to appeal it.

Now you know what it is why not post here for advice?

http://forums.moneysavingexpert.com/forumdisplay.php?f=70

happy_bunny_2

I wouldn't be paying it until you receive a statement showing why the £80 has made it to 400+. Charges have to be reasonable, and I bet these are not.