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Things you've done when things got desperate!
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He he I don't think it's organisation, just would be p***** off to get a bank charge when I've managed not to for about two years! It's just that whole money up in the air not hit the account yet thing that annoys me. It debits straight away but takes days to credit, what mugs they take us for!!!1st LBM (Pre-Career Change): 01 March 2006 Debt Free Date: 28 April 2008 | Worst Debt: £7244.36
2nd LBM: 10 December 2019 Current Debt £25,322 [April 2020] | Worst Debt: £27,4440 -
CAFC Girl - not seen you here for ages.
Hope you're OK hunIs it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:Loves being a Wonderbra friend :kisses3:
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New fella.
Marriage. (:eek:)
She might be distracted by something... :think:"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
New fella.
Marriage. (:eek:)
She might be distracted by something... :think:
I hope it's something fab like that Zed.
She used to live here like us, and I've not seen her around for yonks.Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:Loves being a Wonderbra friend :kisses3:
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Haven't thought about this for ages...
I remember as a child growing up in the Seventies -
Candles in the evenings to save on electricity...
brown sauce or sugar sandwiches...
Mum making home made bread, cakes and sweets when she could afford ingredients...
hot water bottles for personal central heating...(one fire in the house!)
bread and dripping for tea...
Monday Pie made from a hollowed out loaf filled with minced Sunday roast leftovers, breadcrumbs and gravy...
waking up on a frosty morning with ice in your water glass, and hands so cold you couldn't feel them to make your bed. No carpets on the floor so the wind whistled through the floorboards and the gaps around the window frame. We were healthy kids though! My Mum tells us of walking through the snow in sandals as she couldn't afford shoes - it was her feet or our stomachs. We owe her a lot.
Later in life I was skint at college and had to scrape mould off the top of a tub of Flora to put on toast. Cheap noodles were fab!
Have done the loo roll ladies thing too - needs must! - but have been lucky enough as an adult to not have had so far to resort to desperate measures. However once you've been there it doesn't seem so scary anymore....:rotfl:
If you do what you've always done, you'll get what you've always got.
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This brings back memories!!
When I was in college and couldn't afford to go home at weekends I lived on Bread stew- which was the heel of the bread with some peas scattered artistically around it and some hot cup poured on top!! Then put in the oven for 15 mins.
One weekend all myself and my flatmate had to eat was strawberry syrup,desicated coconut and an old packet of Farmhouse Bran. So I put the bran in the bowls, poured in water, a sprinkling of coconut and a dollop of syrup on top:rotfl: Presentation is key:rotfl:
When we lived in London we were in a flat with no money. The electric was cut off so we ran an extension cable out to the hallway to boil kettle for our 3 week old babys feed. We had a loaf of bread and a tin of crabmeat. The gas was working so we just toasted our bread and had with our crabmeat.
It's unbeliveable what we go through isn't it. Mind you things aren't much better in the house we are renting at the mo.I still had my coat and scarf on last night cooking dinner and only took off anything before I hopped into bed.
I was saying to my husband the real tree was fantastic as no leave drop but he reckoned that it was because it thought it was back at home in the Artic:rotfl: :rolleyes:
IMJanuary GC €200.00 31 Dec-31 Jan/Spent €210.64:rolleyes:
Feb GC €200.00 01 Feb-29 Feb/Spent €209.34
March GC €250.00 01 Mar-31 Mar0 -
When I bought my first flat way back in 1985, the interest rates went up by 1% every month for ages.
I went to parents for Sunday dinner, got a lift home off my Dad, and was given the remains of the roast and any spare veg. This then fed me for the rest of the week. All I had to do was buy lentils, I could make soup.
I walked to work every day. 5 miles, in winter, in snow.
Strangely enough, I've just bought a big bag of pasta for £1 made pasta sauce for £1.50 (4 pints so should last a while!):rotfl:Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Ok, I read the entire thing from start to finish, the lady with the tesco's vouchers made me cry in fact I am welling up now just typing it! I HATE standing in the queque complusively adding everything up and counting and recounting my money, so humilating when it doesn't work out.
the lady who stole who Dad's wallet - well done! made me cry too and to mothers everywhere who don't eat so their kids can - you are marvellous.
The only thing I have done was at uni had two credit cards and an overdraft, absolutely no money. so borrowed cash from CC a to put in bank go to bank extend overdraft, go shopping ( vaule stuff and reduced ) use cc B buy train ticket home and get cash(from cc b) to pay off CC A, go to bank extend overdraft. repeat as desired.
I think I used to get 100 quid, and just move it around.
not what you would call sound financial planning.....
xxNevertheless she persisted.0 -
i have loved this thread done so many of the things inc toilet paper rolled up. i never used to put the heat on unless i knew people where coming round now i have a housemate i constantly turn the temp down over 2 hours until i finally turn it off, it starts on 20!! and ends up on 15!!!-it has never reached 17c.
my favorite during university was in my first year used to save up my washing for 3-4 weeks (i have enough socks and underwear), get the train home (single £12) to do my washing, "borrow" food from home, get my dad to give me a lift back to uni and then he would take me shoppping (sainsburys and yummy food!!) and i could live with just buying bread and veg for veg soup until i next went home a few weeks later, i lived off that much veg soup during that time that i cannot face it now. unfortunatly ended up living with an ex and stopped going home so more money spent on washing clothes and food-this is when my debts began!!
jack foultons used to be my idea of heaven in uni, unfortunatly not one where i live now.
ps pasta and bit of tomato puree and a sprinkling of dried herbs is rather nice0
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