Couple of low spend days, a packet of headache tablets, and milk, so weekly cash allowance is still fairly healthy
Also had to buy a train ticket for a work journey, but this has been claimed back and authorised so no real expense incurred. This gets paid into a different account, and I divide it between my holiday and car fund. I find that this is an easy way to save a little bit extra without too much pain.
Nothing to Tilly Tidy today as my gas and electricity DDs are round numbers.
Mortgage Free November 2018 Early Retired June 2020
Had a lovely lunch with friend, it was great to catch up. Season ticket covered the train fare so only spent £15 all day, even managed to ignore the siren call of the bookshops
Mortgage Free November 2018 Early Retired June 2020
Expenses have been paid, so £30 moved to holiday fund.
TT of 12p transfered.
Have to go shopping today, as g/f is visiting for the weekend, and I need to make sure that I have something other than cold beers in the fridge :rotfl:
Mortgage Free November 2018 Early Retired June 2020
NSD so nothing to TT, submitted my monthly gas and electricity readings. Hardly any gas used so bill should be tiny, allowing the DD to build up in preparation for the winter.
Mortgage Free November 2018 Early Retired June 2020
When I started my MF journey I had it all worked out.3 years
then the unknowns showed up,loss of friday shift(but I kept job longterm),had to rebudget,was off sick 3 weeks.not good when self employed
main thing is not taking on new debt unless its good debt(need a reliable car to from work)
if u don't o/p a few months,no prob,look at your capital reduction end of year
all the best
£48515interest £181 (2009)debt/mortgage-MFIT/T2/T3 debt/mortgage free28/11/14 vanguard shares index isa £1000
credit union £400 emergency fund£500 #81 save 2018£4200
Thanks Black Taxi for dropping by and your encouraging words. I have been sensible with the car purchase, it's economical to run and I got it for a fair price.
Been fairly good this week, only spent what I had to, and I'm continuing to take my lunch to work every day so definitely saving money there.
Mortgage Free November 2018 Early Retired June 2020
I've had the mid month slow down, nothing has left my account for days which is good, but it means nothing to Tilly Tidy. Pay day is still a long way off, so I'm trying not to spend anything, been quite good, but as my teachers used to say, could do better :rotfl:
Mortgage Free November 2018 Early Retired June 2020
Replies
Also had to buy a train ticket for a work journey, but this has been claimed back and authorised so no real expense incurred. This gets paid into a different account, and I divide it between my holiday and car fund. I find that this is an easy way to save a little bit extra without too much pain.
Nothing to Tilly Tidy today as my gas and electricity DDs are round numbers.
Early Retired June 2020
Meeting a friend for lunch in Cambridge tomorrow, will try and resist the bookshops.
Early Retired June 2020
Early Retired June 2020
TT of 12p transfered.
Have to go shopping today, as g/f is visiting for the weekend, and I need to make sure that I have something other than cold beers in the fridge :rotfl:
Early Retired June 2020
Have a good one
Tilly x
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j
98p TT and a spare £5 sent to car fund towards insurance next year.
Early Retired June 2020
Early Retired June 2020
then the unknowns showed up,loss of friday shift(but I kept job longterm),had to rebudget,was off sick 3 weeks.not good when self employed
main thing is not taking on new debt unless its good debt(need a reliable car to from work)
if u don't o/p a few months,no prob,look at your capital reduction end of year
all the best
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£4200
Been fairly good this week, only spent what I had to, and I'm continuing to take my lunch to work every day so definitely saving money there.
Early Retired June 2020
Early Retired June 2020